Tradeify Review: Accounts, Pricing, Payouts, and Rules Explained

Tradeify is a US-based futures prop trading firm, operating since 2021, that offers three distinct funding paths: Growth and Select 1-step evaluations, and Lightning instant funding with no evaluation phase. Traders keep a 90% profit split across all three account types, and the firm uses an End-of-Day trailing drawdown model rather than the intraday version common at other firms. Code PFT currently unlocks up to 40% off account purchases.

What Is Tradeify?

Tradeify is a US-based prop trading firm operating since 2021, partnered with Tradovate as its broker. The firm trades across a wide range of asset classes, including stocks, fx, metals, energy, and crypto, all executed as CFD instruments. Account currency is USD, and funding is handled via credit or debit card.

Traders can access the platform through NinjaTrader, Tradovate, TradingView, or WealthCharts, giving a spread of charting and execution options depending on preference. Tradeify's structure centers on three funding paths, evaluation-based (Growth and Select) and instant funding (Lightning), which is a more flexible setup than firms that only offer a single route to capital.

Tradeify Account Types Explained

Growth is a 1-step evaluation with both a profit target and a daily loss limit. The $25,000 Growth account, for example, carries a $1,500 profit target, a $600 daily loss limit, a $1,000 max loss, and is priced at $99.

Select is also a 1-step evaluation, but it does not carry a listed daily loss limit in the account data, using only a profit target and max loss. The $25,000 Select account is priced at $109, with the same $1,500 profit target and $1,000 max loss as Growth.

Lightning skips the evaluation phase entirely and provides instant funding. The $25,000 Lightning account is priced at $345 and carries a $1,000 max loss, with no profit target since there's no evaluation to clear.

All three tiers scale from $25,000 up to $150,000, and every account across Growth, Select, and Lightning carries a 90% profit split to the trader.

Tradeify Pricing Breakdown by Account Size

Here is the full account lineup with exact pricing, targets, and loss limits:

Code PFT applies 35% off across these listed evaluation and Lightning prices, and the current site-wide deal advertises up to 40% off. Lightning accounts cost meaningfully more upfront across every size, which is the direct tradeoff for skipping the evaluation stage. You can review live pricing and apply the code directly through Tradeify.

Profit Split, Payouts, and Reset Rules

Every Sim Funded account type at Tradeify, Growth, Select, and Lightning, pays a 90% profit split to the trader. Select accounts stand out for payout flexibility, offering both Daily and 5-Day payout options, while Growth and Lightning accounts run on a 5-Day payout cycle only.

Payout eligibility is tied to the account type and payout model chosen at purchase. Traders generally need a gap between payout requests, and the trading day count resets after each successful payout, meaning consistency has to be rebuilt for the next cycle rather than carried forward indefinitely.

Payouts are processed through Rise or Plane, the two payout methods Tradeify supports. Given the account is a one-time purchase (no recurring subscription fees), the cost structure is straightforward: pay once, trade the evaluation or Lightning account, and the payout cadence depends on which account type you picked at checkout.

Key Trading Rules to Know

Tradeify's rulebook has a few features worth understanding before funding an account:

• End-of-Day (EOD) trailing drawdown. Unlike firms that trail drawdown intraday, Tradeify calculates the maximum trailing drawdown at market close. This gives traders more room to sit through intraday volatility without getting stopped out on a temporary dip.
• Soft daily loss limits. On accounts that carry a daily loss limit (like Growth), a breach pauses trading for the remainder of the session rather than failing the account outright. This is a materially different consequence than a hard breach, and it's one of the more trader-friendly design choices in the rulebook.
• 10-second holding rule. Over 50% of trades and profits must come from positions held longer than 10 seconds to qualify for payouts. This rule targets ultra-short scalping and rewards trades with at least a minimal holding period.
• Hedging restrictions. Hedging, and simultaneously trading Minis and Micros on the same instrument, is prohibited.
• Daily reconciliation window. Reconciliations occur daily between approximately 5:00 PM and 8:00 PM EST/EDT, which is when trailing drawdown and account status get finalized for the day.

These rules apply across the funded stage and are worth reading in full in Tradeify's rulebook before going live, since payout eligibility depends on compliance with them.

Platforms and Broker Setup

Tradovate is the broker tied to the account data in this review, and it opens access to NinjaTrader and TradingView using the same login credentials. WealthCharts is also available as a supported platform for traders who prefer its charting environment. Across all of these platforms, Tradeify traders can access stocks, fx, metals, energy, and crypto, all traded as CFD instruments, giving a broader asset menu than firms that stick strictly to futures indices.

Is Tradeify Right for You?

Growth suits traders who want a lower-cost 1-step path and don't mind operating under a defined daily loss limit. It's the cheapest entry point at every account size in the lineup.

Select suits traders who value payout flexibility, choosing Daily or 5-Day payouts, and who prefer not to have a listed daily loss limit constraining each session.

Lightning suits traders who want to skip the evaluation stage entirely and are willing to pay more upfront for instant funded access, accepting the higher price tag across every size tier as the tradeoff.

Whichever path you choose, the EOD trailing drawdown and soft daily loss limit mean that consistency and risk control matter more than any single big trading day. Traders preparing to pass a Growth or Select evaluation, or manage a Lightning account's drawdown from day one, can sharpen those habits before risking an evaluation fee by working through Chart Academy's free trading masterclasses, which cover risk management and trading psychology alongside instrument-specific strategy content.

Verdict

Tradeify's three-path structure, Growth, Select, and Lightning, gives traders a genuine choice between low-cost evaluations and paying more for instant funding, all under a 90% profit split and an EOD trailing drawdown model that's more forgiving than intraday alternatives. The soft daily loss limit on Growth accounts and the payout flexibility on Select are the standout features. Anyone considering an account should read the 10-second holding rule and hedging restrictions closely, since payout eligibility depends on following them, and should apply code PFT at checkout to capture the current discount before committing capital.

Frequently asked questions

What account types does Tradeify offer?

Tradeify offers three account types: Growth and Select, both 1-step evaluations, and Lightning, which provides instant funding with no evaluation phase. All three use a 90% profit split and scale from $25,000 to $150,000.

What is Tradeify's drawdown model?

Tradeify uses an End-of-Day (EOD) trailing drawdown, calculated at market close, rather than an intraday trailing drawdown. Many accounts also use a soft daily loss limit, meaning a breach pauses trading for the session instead of failing the account outright.

How do Tradeify payouts work?

Growth and Lightning accounts use a 5-Day payout cycle, while Select accounts offer either Daily or 5-Day payout options. Payout eligibility depends on the account type and payout model chosen at purchase, and the trading day count resets after each successful payout.

Is there a minimum trade holding time at Tradeify?

Yes. Over 50% of trades and profits must come from positions held longer than 10 seconds in order to qualify for payouts.

What discount does code PFT unlock?

Code PFT currently unlocks up to 40% off, with a 35% off discount applied across the listed Growth, Select, and Lightning evaluation and instant funding prices.

Which broker and platforms does Tradeify support?

Tradeify's broker is Tradovate, which also provides access to NinjaTrader and TradingView. WealthCharts is available as an additional supported platform.

Data as of 2026-07-30.

Risk disclaimer: Trading carries a substantial risk of loss and is not suitable for everyone. Prop-firm evaluations charge fees and most traders do not pass. Nothing here is financial advice; figures can change, so verify current terms with the firm before purchasing.

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