Tradeify Review: Accounts, Pricing, Payouts, and Rules Explained

Tradeify offers exchange-traded futures accounts through three paths: Growth and Select evaluations, and Lightning instant simulated funding. Growth and Select are available in $25,000 to $150,000 sizes; a limited $300,000 Select version is documented separately. Sim Funded accounts pay a 90%^[6] trader split, while Tradeify's Elite Live program uses an 80%^[6] split. The right plan depends on whether you value a one-day evaluation, a choice of funded payout policy, or immediate funded access. Tradeify's pricing reference sets out the standard prices and fees.

Accounts and current list prices

Growth is the lower-priced evaluation. It has a profit target and a soft daily loss limit, and there is no consistency rule to pass. Select evaluates consistency at 40%^[6] by default and takes at least three trading days to pass. A paid 50%^[6] consistency add-on, chosen when buying the evaluation, can reduce that minimum to two days. The later Daily or Flex payout-policy choice happens only after passing, not at purchase. Lightning removes the evaluation but costs more upfront. These are one-time account purchases, with no activation fee; commissions and optional data or reset charges still matter. See the Growth rules, Select rules, and pricing reference.

The limited Select 300K needs a separate check. Tradeify's dedicated 300K Select guide and general pricing reference disagree on its current purchase price, so confirm availability and the amount charged in checkout. The dedicated V2 guide lists a $4,000^[1] evaluation daily loss limit and no reset. The no-daily-loss description above applies to standard Select evaluations, not 300K V2.

For an example of the risk units, the $25K Growth evaluation targets $1,500^[2],[4], has a $600^[2] daily loss limit and a $1,000^[2] maximum trailing drawdown. The standard $25K Select evaluation has the same target and maximum drawdown but no evaluation daily limit. A $25K Lightning account has no evaluation target or daily loss limit, but its payout profit goal is a separate condition. An End-of-Day drawdown means the trailing threshold updates at the session close; touching the current threshold during a session can still fail the account. A daily loss limit is a soft pause on the plans that carry one, although slippage can still breach the harder maximum drawdown.

Payout rules: count qualifying days, not calendar days

The Growth funded policy requires five profitable trading days above the size-specific threshold for each payout, plus the required account balance and 35%^[3] consistency. Its day count resets after a successful payout. “5-Day” therefore describes qualifying trading days; it does not promise money five calendar days after purchase. Once approved, Tradeify says Growth payments are issued within 24–48 hours after withdrawal processing, with longer processing possible outside business hours.

Select has two funded policies. Select Flex allows a request after five winning days and positive net profit for later cycles. Standard $25K–$150K Flex accounts have no daily loss limit and no minimum account-balance buffer for a payout, but withdrawal caps apply. Select Daily offers eligibility after a qualifying session once the account is above its buffer, subject to its continuity, cap, and new-profit rules. Daily's funded daily loss limits are $500^[5], $1,000^[2], $1,250^[5], and $1,750^[5] on $25K, $50K, $100K, and $150K respectively. The choice is permanent for that funded account. The special 300K V2 Flex account has a daily loss limit, so it should be checked against its dedicated guide.

The Lightning policy expressly says there is no fixed minimum number of trading days. For a current $25K account, the first payout needs $1,500^[2],[4] in profit; later payouts need fresh profit against a reset goal. Under the current rules, the consistency limit is 20%^[4] for the first payout, 25%^[4] for the second, and 30%^[4] afterward; older accounts may retain different rules. A profitable account cannot request a payout merely because five days have passed. On Growth, Select, and Lightning, only one payout request can be open on an account at a time; a further request waits until the earlier one is processed.

The 90%^[6] split applies to Tradeify's Sim Funded Growth, Select, and Lightning accounts. The pricing reference lists 80%^[6] for Elite Live accounts. Neither split removes plan-specific payout caps or eligibility checks.

Platforms, markets, and trading restrictions

Tradeify's supported platforms guide lists three broker connections selected at checkout. Tradovate credentials reach Tradovate, NinjaTrader, and TradingView. Rithmic credentials reach Tradesea, Quantower, Sierra Chart, and R|Trader; Sierra Chart requires its own paid subscription. WealthCharts uses its own connection and platform. A trader can move between compatible platforms on one broker connection, but switching broker connections requires a new account. Optional Level 2 and EUREX data depend on broker choice.

The supported-products list covers futures on equity indices, currencies, agriculture, energy, metals, and selected European index and bond products. Tradeify explicitly excludes cryptocurrency derivatives, including Bitcoin futures. Paying for a Tradeify account with cryptocurrency is a different matter: its Confirmo purchase guide documents crypto payments alongside card checkout.

Funded traders should check the 10-second holding rule: more than half of both trades and profit must come from trades held longer than ten seconds to request a payout. Tradeify's current hedging policy prohibits opposing positions in the same or correlated product group, including across accounts. It allows minis and micros together in the same direction if the combined position remains within the contract cap, counting ten micros as one mini. These restrictions can matter more than headline account size to an active scalper.

Coupon and cost check

On September 23, signed-in Tradeify checkout checks across all 16 standard size and plan configurations showed PFT at 40%^[6] on all Growth and Select options, including the paid Select 50%^[6] consistency add-on, and on Lightning 50K, 100K, and 150K. Examples: Growth 25K was $99^[6] to $59.40; standard Select 25K was $109^[6] to $65.40; Select 25K with the add-on was $135^[6] to $81.00; Lightning 50K was $492^[6] to $295.20. PFT was invalid on Lightning 25K. The separate SEP code took that $345^[6] plan to $207.00 (40%^[6]) in checkout on the same date, subject to the offer's first-five-use limit. Tradeify's landing page says SEP drops to 30%^[4] thereafter and ends September 30, 2026. The official bundle policy describes a separate automatic saving on five matching eligible Growth or Select evaluations that can stack with a promo code. In a September 23 bundle checkout check, five Growth 25K accounts went from $495 to a $470 pack price; PFT took 30%^[4] off that pack to $329^[6].00. The individual 40%^[6] code result did not carry over to this bundle. These are dated checkout observations, not prices stated in the help centre; inspect the final total for your selected order.

You can compare the account rules here, then follow our Tradeify link to check the applicable plan, broker connection, code, and final total. Do not use a displayed discount as a substitute for the checkout total.

Verdict

Growth is the most affordable standard path if a daily loss pause and five qualifying days between funded payouts fit your strategy. Select gives a genuine policy choice after the evaluation: Flex favors larger, less frequent requests, while Daily adds a buffer and daily loss limit in return for more frequent eligibility. Lightning removes the evaluation and the fixed trading-day minimum, but its profit goals and progressive consistency still control payouts. The main decision is which rules you can trade within, not which account advertises the fastest nominal payout.

Use the Tradeify position-size calculator to translate a tick stop into whole futures contracts, and the payout calculator to explore eligible withdrawals. Traders who want to practise risk rules before buying an account can use Chart Academy's free trading masterclasses.

Frequently asked questions

What account types does Tradeify offer?

Growth and Select are evaluations; Lightning is instant Sim Funded access. Standard sizes are $25K, $50K, $100K, and $150K, with a limited Select 300K documented separately. Select has an optional paid 50%^[6] consistency add-on.

When does a Select trader choose Daily or Flex?

After passing the Select evaluation. The payout-policy choice is permanent for that funded account. Standard Select Flex accounts have no daily loss limit; Select Daily has a daily loss limit and buffer. The limited 300K V2 has different limits.

Does Lightning require five trading days before a payout?

No. Tradeify's Lightning policy states no fixed minimum trading-day count. A request requires the applicable profit goal and consistency rule, and only one request can be open per account at a time.

Does Tradeify support crypto futures?

No. Its product list excludes cryptocurrency derivatives, including Bitcoin futures. Tradeify separately documents cryptocurrency as a way to pay for an account.

Which platforms are available?

Choose Tradovate, Rithmic, or WealthCharts as the broker connection at checkout. Tradovate supports NinjaTrader and TradingView; Rithmic supports Tradesea, Quantower, Sierra Chart, and R|Trader; WealthCharts is its own platform.

What discount does PFT give?

On September 23, signed-in checkout checks found PFT gave 40%^[6] off all listed individual Growth and Select sizes and Lightning 50K–150K. It was invalid on Lightning 25K; SEP gave 40%^[6] off that plan that day ($207.00), subject to its first-five-use limit before the advertised rate drops to 30%^[4]. PFT gave 30%^[4] off a tested five-account Growth 25K bundle. Check the final total and current code terms before buying.

Data as of 2026-09-23.

Risk disclaimer: Trading carries a substantial risk of loss and is not suitable for everyone. Prop-firm evaluations charge fees and most traders do not pass. Nothing here is financial advice; figures can change, so verify current terms with the firm before purchasing.

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