The5ers Explains Evaluation Fee Refund and Summer Boost Credit Payout Stages

The5ers' help center added a new article on 2026-08-12 that spells out exactly how traders get their evaluation fee back, splitting it into three stages tied to Phase 1 completion, funded status, and a third profit payout. The structure applies HUB credits for the first two stages and withdrawable cash for the final stage.

What changed and when

On 2026-08-12, The5ers' help center published a new article titled "How do I Receive my Evaluation Fee Refund and Summer Boost Credits?" This is a freshly added article rather than an update to existing terms, so there is no prior version to compare. It lays out a three-stage timeline for how traders recover the fee they paid to enter an evaluation, and it's available directly on the5ers.com for anyone to verify.

How the three-stage refund works

The mechanics break down into three distinct milestones. First, as soon as a trader passes Phase 1 of their evaluation, they receive 10% of their evaluation fee back as HUB credits. Second, upon passing Phase 2 and reaching funded status, another portion of the fee comes back, again as HUB credits. Third, the remaining portion of the evaluation fee is paid out as withdrawable cash, but only alongside the trader's 3rd profit payout.

The HUB credits from the first two stages follow The5ers' existing payout policy: they are non-withdrawable and can only be put toward purchasing new programs. That means the early stages of this refund don't put cash in a trader's pocket, they reduce the cost of scaling into additional accounts.

What this means for traders

The bulk of the refund, the cash portion, is locked behind a third profit payout. That means traders need to sustain funded performance across multiple payout cycles before they see the majority of their evaluation fee back as actual cash. It's a meaningful incentive for consistency rather than a one-time rebate.

This refund structure applies across The5ers' evaluation lineup, spanning the New and Classic accounts up through the Offering 22 account. Standard payout terms remain unchanged alongside it: payouts process via Rise or crypto, and the 14-day payout cycle applies across every account offering in the current lineup.

Where this fits with The5ers' broader offering

The5ers has operated since 2015 and runs its accounts on MT5, covering crypto, FX, indices, metals, other commodities, and energy CFDs. Profit splits sit at 80% across most accounts, with Offering 19 and Offering 22 at 75%. Payment methods for entering an evaluation include crypto, credit and debit card, PayPal, Apple Pay, and Google Pay.

Traders weighing an evaluation should look at the full account lineup and this refund mechanic together. A staged refund tied to funded performance changes the effective cost of an evaluation only if a trader reaches and sustains funded trading, so it's worth checking the current terms directly on The5ers' help center before committing.

Data as of 2026-08-12.

Risk disclaimer: Trading carries a substantial risk of loss and is not suitable for everyone. Prop-firm evaluations charge fees and most traders do not pass. Nothing here is financial advice; figures can change, so verify current terms with the firm before purchasing.