Funding Pips Account Sizes, Prices & Trading Rules

These rules apply to all purchases made before the 28th of September 2026. For all new purchases and account resets after this date, please click here . Zero 1 Step Flex 2 Step Standard Flex Pro FundingPips Zero Direct access. No evaluations. Immediate potential. Designed for traders ready to dive straight into a Master Account with no evaluation phases, immediate market exposure, and direct access to our capital. This model demands a high-caliber strategy and elite risk management, making it the premier choice for disciplined professionals who value time as much as capital. No evaluation : live from day one, no multi-stage testing. 95% profit split : bi-weekly reward cycle. Strict risk rules : Max Trailing Loss Limit, max risk per trade, news restrictions. 7 profitable days per 30-day period are required to keep the account active and unlock rewards. Account sizes : $5K, $10K, $25K, $50K, $100K, and $200K. Account Violations Additional Guidelines Rewards Trading Conditions Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Daily Loss Limit 3% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Max Trailing Loss Limit 5% Trails the highest recorded equity. Locks at breakeven once 5% in profit. How does the trailing work? ↓ Max Open Risk Limit 1% Floating PnL cannot exceed -1% of the starting account size at any time. How is this enforced? ↓ Risk Per Trade Idea 3% / 2% 3% below $50K · 2% at $50K and above, across all correlated positions. How are trade ideas grouped? ↓ Min Profitable Days 7 / 30 At least 7 profitable days (0.25%+ each) per rolling 30-day period. What counts as a profitable day? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ News Trading & Weekend Holds: Prohibited Opening or holding trades within the restricted news and speeches window is a hard breach. Holding positions over the weekend also results in immediate account closure, regardless of instrument. See the restricted window details ↓ FundingPips Zero Account Reset A reset option at a 20% discount is now available for all account sizes. Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform Eligible after inactivity breaches How is the daily limit calculated? Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 3% of $107K = $3,210. Equity cannot drop to $103,790 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 3% of $100K = $3K. Equity cannot drop to $97K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. How is the Max Trailing Loss Limit calculated? The Trailing Loss Limit moves up when equity reaches a new high. It stays 5% of the initial account size below that high and never moves down. Once equity reaches 5% above the initial account size, the limit stops moving and locks at the initial account size. 1 While trailing is active (below 5% profit) Account size: $100K / Peak equity reached: $102K Floor = $102K - 5% = $97,000 . Equity cannot drop to $97,000 at any point. 2 When the floor locks (5% profit reached) Account size: $100K / Peak equity reached: $105K (5% profit) The floor locks permanently at $100K (the starting account size). It will not trail further, regardless of how high equity climbs afterwards. Important The Max Trailing Loss Limit does not reset after a reward is processed. How is the Max Open Risk Limit enforced? Max Open Risk Limit: 1% of the starting account size, measured in real time against the combined floating PnL. This rule looks at the total unrealized loss across all open positions simultaneously. The moment the combined floating loss touches -1% of the starting account size, the account is breached, even if no trades have been closed yet. 1 Single open position Account size: $100K 1% of $100K = $1K If one open trade is floating at -$1K or worse at any moment, the account is breached. 2 Multiple open positions Account size: $100K Three trades open simultaneously: Trade A floating loss: -$400 Trade B floating loss: -$350 Trade C floating loss: -$250 Combined floating loss: -$1K = Breach , even though each trade individually is within limit. Note A profitable trade cannot offset a losing one when calculating this limit. Only losing positions count toward the -1% threshold. What counts as a Risk Per Trade Idea? The max loss allowed on a single trade idea on the Master Account, including both realized and unrealized losses across all related positions. Below $50K: 3% of Master Account Size $50K and above: 2% of Master Account Size 1 Single Trades The biggest loss on any single trade must not reach the limit for the account size. Below $50K $25K account , limit: 3% = $750 A single trade loss of $750 or more = Breach $50K and above $100K account , limit: 2% = $2K A single trade loss of $2K or more = Breach 2 Same Trade Idea: Combined Positions Multiple positions on the same pair active at the same time are treated as one trade idea. Combined losses (including unrealized) must not reach the limit. Below $50K $25K account , limit: 3% = $750 Three concurrent buys on EURUSD: Trade 1 loss: $300 Trade 2 loss: $200 Trade 3 loss: $250 Combined: $750 = Breach , even if Trade 1 is still open $50K and above $100K account , limit: 2% = $2K Three concurrent sells on XAUUSD: Trade 1 floating loss: $900 Trade 2 floating loss: $700 Trade 3 floating loss: $400 Combined: $2K = Breach , regardless of whether trades remain open 3 Splitting a Trade: The 10 Minute Rule Each new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea, regardless of how many. The combined loss across all of them is assessed against the limit. Below $50K $25K account , limit: 3% = $750 Trade 1: closed at $500 loss Trade 2: reopened same direction within 10 min, $250 loss Combined: $750 = Breach $50K and above $100K account , limit: 2% = $2K Trade 1: closed at $1,200 loss Trade 2: reopened same direction within 10 min, $800 loss Combined: $2K = Breach What counts as a profitable day? At least 7 profitable days must be achieved within every rolling 30-day period. A day only qualifies if the net closed profit for that day is at least 0.25% of the Master Account Size. The first 30-day period starts on the first trade made on the account. The counter resets either at the end of each cycle or after a reward is successfully processed. 1 What qualifies as a trading day A day is counted only when a trade is closed on that day with at least 0.25% net profit, based on the starting account size. Opening a trade is not enough; it must be fully completed. What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. What is the restricted news & weekend window? There are two separate prohibitions on FundingPips Zero. Each is a hard breach on its own. 1 News Trading: Prohibited on all instruments No position may be opened, closed, or held within the restricted window around any high-impact news event on the affected currency. Scheduled news releases: the window runs from 10 minutes before the event to 10 minutes after. High-impact speeches: the window runs from 10 minutes before the speech begins to 10 minutes after it ends. Only events marked in Restricted on Economic Calendar on the FundingPips dashboard are restricted. Medium and low-impact events are not affected. News Calendar FundingPips uses the Economic Calendar on the main dashboard as the official news source which features events and speeches. High-impact news and speeches tagged as Restricted are subject to our news trading rules. 2 Weekend Holds: All instruments All positions must be fully closed before market close on Friday. Leaving any position open into the weekend is an immediate account termination, regardless of instrument. Forex, Metals, Energies, Indices, Crypto: must be closed before Friday market close. Additional Guidelines: Soft Breach Soft breaches do not lead to account closure, but may result in restrictions such as limited access or removal of profits depending on the violated rule. Soft Breach Soft Breach: Rewards Blocked Until Resolved Consistency Score 15% max The single largest winning day must not exceed 15% of total cumulative profit. How is the score calculated? ↓ How is the consistency score calculated? To request a reward, the biggest winning day must not exceed 15% of total accumulated profit. Trading can continue to bring the score back within range. Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100% 1 Worked example: $10K account Day Result Day 1 $518 Profit Day 2 $497 Profit Day 3 $508 Profit Day 4 $459 Profit Day 5 $492 Profit Day 6 (Biggest Winning Day) $520 Profit Day 7 $506 Profit Total profit: $3,500 Max allowable single day (15%): $525 ($3,500 x 0.15) Consistency score: $520 / $3,500 x 100% = 14.86% Result: Passed 14.86% is within the 15% limit. Reward request can proceed provided all other conditions are also met. 2 How to fix a score that is too high Continue trading and keep each day's profit below the current biggest winning day. As total profit grows, the percentage that one big day represents will naturally fall and bring the score back within range. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward Structure Reward Cycle Bi-Weekly Every 14 calendar days after the first executed trade on the Master Account. 95% profit split on every reward. How does this work? ↓ How does the Bi-Weekly reward cycle work? Rewards can be requested with a 95% profit split every 14 calendar days after the first executed trade on the Master Account. The cycle resets after each successfully processed reward. If the reward date passes without a request, the window remains open until the request is submitted. The cycle only resets once a reward is successfully processed. Eligibility Requirements All four conditions must be met simultaneously to submit a reward request: 1 Consistency Score 15% or below The biggest winning day must not exceed 15% of total cumulative profits. See the Consistency Score accordion in Additional Guidelines for a full example. 2 7 Profitable Trading Days At least 7 days with net profit of 0.25% or more of the starting Master Account Size within the current rolling 30-day period. 3 3% Safety Cushion The first 3% profit on the Master Account isn't eligible for reward request. It acts as a buffer to prevent the daily loss limit from being triggered during reward processing. 4 Biggest Loss Does Not Exceed Biggest Win The largest single losing trade must not exceed the largest single winning trade. Keep trading until this condition is satisfied. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Weekend holds remain prohibited on FundingPips Zero regardless of this add-on. All positions must be closed before Friday market close. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swap-Free Account (MT5) Forex $7 per lot $10 per lot Metals $7 per lot $10 per lot Energies / Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swap-Free Account (MT5) Forex 1:50 1:30 Metals 1:10 1:10 Energies 1:10 1:10 Indices 1:10 1:5 Crypto 1:2 1:1 Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies. 1 Step Flex How the 1 Step Flex works 1 Step Flex has one Evaluation phase and the fewest rules on how to trade. One phase, to Master : a single Evaluation phase, then the Master Account. No minimum trading days : pass on any schedule. 85% Bi-Weekly reward : request a Reward every two weeks. Five account sizes : $5K, $10K, $25K, $50K, and $100K. Evaluation to Master Phase Account Violations Additional Guidelines Rewards Trading Conditions Tests trading skills and builds a trading profile. Phase 1 Achieve a 12% profit target during Phase 1. No minimum trading days and no time limit to pass. Adhere to all trading rules and risk limits. Account Reset A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breach, it can restart quickly without changing the setup with a discounted reset shown below. Evaluation Reset: 15% off the purchase price Master Account Reset: 7% off the purchase price (excluding $100K accounts) A non-USD account resets as a USD account. Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform The reward cycle can be selected once the evaluation account reaches to Master Account If a Master Account is reset, it restarts from Phase 1 The reset option will appear automatically on the dashboard once the account qualifies. Profit Concentration Policy Evaluation Phase · All Account Sizes The Profit Concentration Policy sets clear expectations on evaluation results. If a single trade idea accounts for more than 60% of the profit target in an evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested. How does the Profit Concentration Policy work? 1 The trigger During any Evaluation phase, if a single trade idea accounts for more than 60% of the profit target , the policy is triggered. This applies even if the account has not yet reached the full profit target. Example: 1 Step Flex (12% target on a $5K account) the profit target is $600, so 60% of the target is $360 . Account in profit $5,500 If one trade idea contributed $400, the policy is triggered because that single trade idea contributed more than $360. Account in drawdown $4,900 If one trade idea contributed $400, the policy is also triggered, the trade idea exceeded 60% of the $360 profit target, even if the account balance is below its initial account size. The policy is assessed at the phase level. Each phase is evaluated independently. Triggering the policy does not fail the Evaluation . It only adds an additional reward requirement once the Evaluation is passed, the Master Account is obtained, and a reward is requested. 2 The requirement When the policy is triggered, the Master Account created after passing that evaluation requires a minimum of 4 profitable days before each reward can be requested. A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account. The 4 profitable days do not need to be consecutive. The profitable-day requirement applies even if the Master Account is in drawdown, as long as the required daily profit threshold is met. Once 4 profitable days are achieved, reward requests are available as normal. Example: on a $100K Master Account (0.5% = $500) If the account is currently $98,000 in drawdown, but the day closes with $600 in net realized profit, that day qualifies as one profitable day. The account does not need to recover the drawdown before the day can count. 3 What counts as a trade idea One trade, multiple trades running together on the same instrument and in the same direction, or any new trade opened within 10 minutes of closing a losing trade is considered a single trade idea. All closed profits or losses from a single trade idea are counted together. Which accounts are affected This policy applies to newly created Evaluation accounts of all sizes, created on or after June 27, 2026. Existing Evaluation accounts are not affected. Evaluation accounts created before June 27, 2026 are not subject to this policy. If currently in Phase 1 and passing after June 27, 2026, the new Phase 2 account will be subject to this policy. If already in Phase 2 as of June 27, 2026, this policy does not apply, even after passing. Any new Evaluation account created on or after June 27, 2026 is subject to this policy. The Master Account Evaluation Complete Once Phase 1 is passed, the opportunity is offered to trade on a Master Account. For setup instructions, click here . Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 12% Equity or balance cannot fall 12% below the starting account size. How is this calculated? ↓ Daily Loss Limit 3% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ Striking System 1% All Master Account sizes. A warning at 1% floating loss on one trade idea. Four warnings close the account. How do warnings work? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 12% of the starting account size. The Max Loss Limit is based on the starting account size. Both open and closed losses are counted, and equity or balance cannot touch this level at any point, including floating losses from open trades. A breach closes the account. 1 On a $100K account Starting account size: $100K Based on $100K (the account size) 12% of $100K = $12K. Equity or balance cannot drop to $88K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 3% of $107K = $3,210. Equity cannot drop to $103,790 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 3% of $100K = $3K. Equity cannot drop to $97K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. There is no time limit to hit the Profit Target, so this is the one rule that can close the account without a loss. How does the Striking System work? The Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size . All losses from a single trade idea are counted together. A trade idea can be any of the following: One trade Multiple trades running together on the same instrument and in the same direction Two or more new trades opened within 10 minutes of closing a losing trade Warnings are cumulative and do not reset between Reward cycles. Warning What happens 1st A warning is recorded. 2nd The reward split drops by half (for example, from 80% to 40%). 3rd The reward split drops to 20%. 4th Account breach. The account is closed immediately. Profit deduction Any profit from trade ideas that received a warning is deducted from the account. News & Speeches Trading We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches. Trading during high-impact news and speeches is subject to specific restrictions depending on account phase. Important Purposely trading during news and speeches in both the Evaluation and Master phases is prohibited and will result in account closure. Evaluation Phase There are no news trading restrictions during the Evaluation phase . Trades can be held and managed during the news events. Master Account Soft Breach These rules do not result in account closure, but affected profits will be deducted. Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news or speeches events . 1 The restricted window Restricted News ; the window runs from 5 minutes before or 5 minutes after high-impact news . Restricted Speeches ; the window runs from 10 minutes before the high-impact speech begins until 10 minutes after it concludes. Profit Deduction Profits made from trades opened or closed within the restricted high-impact news and speeches on the affected currency may be deducted. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: if news and speeches affects USD, trades cannot be opened or closed on any USD-related pairs within the restricted windows. Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news or speech: profits will count if closed within the restricted windows. Trades opened less than 5 hours before the news or speech: profits will not count if closed during the restricted windows. Closing any partial orders will affect the entire order, leading to a news trading flag. Traders are responsible for violations if deductions exceed the daily or max loss limit. Holding Trades Over the Weekend Temporary Update: Effective 29 January 2026 Holding trades over the weekend exposes the account to gap risk when markets reopen on Monday. Weekend holds are permitted during evaluation phases for all instruments on 1 Step Flex. Opening and Closing trades during the weekend is not allowed for both Evaluation and Master phase. On the Master Account , a temporary change is in effect: holding trades over the weekend is currently not allowed on 1 Step Flex Master Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day. Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward cycle Bi-Weekly, 85% Request a Reward every two weeks. How does this work? ↓ Reward cycle Monthly, 100% Every 30 calendar days, plus eligibility conditions. How does this work? ↓ Reward Cycles Bi-Weekly 85% Split Request a Reward every two weeks . The profit has to meet the 1% minimum of the account size first. On a $100K account that is $1K. Request it on the dashboard The Rewards page shows the next request date and the profit available. Monthly 100% Split Effective 15 August 2026 This applies to Evaluation Accounts purchased on or after 15 August 2026 . Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward. Eligibility Requirements A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward. The Striking System already applies at a 1% of account size warning trigger, at every account size. The Monthly cycle does not change this; the trigger remains 1% on Bi-Weekly as well. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swap-Free Account (MT5) Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies No commission No commission Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swap-Free Account (MT5) Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 Once Phase 1 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During Phase 1, Crypto leverage stays at 1:2. Important Information We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes. Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction. Frequently Asked Questions Does the Concentration Policy applies only on accounts above 25k? No. The Concentration policy applies on all account sizes for the 1-Step Flex Model. I have a position open but have not closed anything in a month. Am I safe? No. Inactivity counts completed trades, so a position sitting open does not reset the 30 days. The trade has to be opened and fully closed. There is no time limit to hit the Profit Target, so this is the one rule that can close the account without a loss. I hit the 12% target on day one but one trade idea went over 60%. What now? The Evaluation still passes and the Master Account is created as normal. The condition moves to the Master Account: every Reward request needs 4 profitable days, and a profitable day closes up 0.5% or more of the account size. The condition does not expire, and the Reward split stays at 85%. What happens to my Reward split after a second strike? It drops by half, from 85% to 42.5%, and stays there. Warnings are cumulative and do not reset between Reward cycles, so a third warning takes the split to 20% and a fourth closes the account. Any profit from trade ideas that received a warning is deducted from the account. Which loss limit closes my account first? Whichever one equity hits first. Both close the account. The 3% Daily Loss Limit uses the balance or equity at the start of the day, whichever is higher, and resets at 00:00 Platform Time. The 12% Max Loss Limit sits 12% below the starting balance and does not reset. Can I trade through high-impact news during the Evaluation phase? Yes. There are no news trading restrictions during the Evaluation phase, so trades can be held and managed through news events. The restricted-window rules only start once the account moves to a Master Account. See Additional Guidelines . What happens if I leave a trade open over the weekend on my Master Account? Under the current temporary update, the system automatically closes it before the weekend. This is not a hard breach, and any profit is added to the balance, but that day does not count as a valid trading day toward the profitable-day requirement. See Additional Guidelines . What's the minimum profit I need before requesting a Bi-Weekly Reward? At least 1% of the Master Account Size. On a $100K account that's $1K in profit. Requests can be made every two weeks after the first executed trade on the Master Account, and transfers are subject to exchange rates and transaction fees. See Rewards . What's the difference between the Bi-Weekly and Monthly reward cycles? Bi-Weekly pays an 85% split every 14 calendar days once the 1% minimum is cleared. Monthly pays a 100% split every 30 calendar days, but only applies to Evaluation Accounts purchased on or after 15 August 2026, and requires a 35% consistency score plus 7 profitable days at 0.5%+ each; both of those reset after a successfully processed reward. See Rewards . Can I use the Swap-Free add-on on cTrader or Match-Trader? No. The Swap-Free add-on is only available on MetaTrader 5. It applies to Forex and Metals only — Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. See Trading Conditions . Why did my Crypto leverage change when I moved to the Master Account? Crypto leverage drops from 1:2 during the Evaluation phase to 1:1 on the Master Account, including on Swap-Free accounts. This is a separate, temporary change from the Dynamic Leverage tiers applied to Metals, Indices, and Energies. See Trading Conditions . 2 Step Standard Model Proven consistency. Sustainability. Industry Standard. Our 2 Step Standard Model is the industry standard and top choice for traders who believe mastery is built on a foundation of consistency. This two-tier evaluation ensures that reaching the Master level comes with the proven track record to stay there. 2-phase evaluation : Phase 1 (8%) + Phase 2 (5%). Flexible reward cycles : Weekly 60%, Bi-Weekly 80%, Monthly 100%, or On Demand 90%. 1:100 Forex leverage : the highest standard Forex leverage available across all models. News trading allowed on Master : within the restricted window. Account sizes : $5K, $10K, $25K, $50K, and $100K. Evaluation to Master Phase Account Violations Additional Guidelines Rewards Trading Conditions Tests trading skills and builds a trading profile. Phase 1 Achieve an 8% profit target during Phase 1. Complete a minimum of 3 trading days to pass. Adhere to all trading rules and risk limits. 10% Profit Target: No Longer Offered, effective 24 July 2026 at 06:00 Server Time (UTC+3). Confirms consistency and validates Phase 1 performance. Phase 2 Achieve a 5% profit target during Phase 2. Complete a minimum of 3 trading days to pass. Adhere to all trading rules and risk limits. Account Reset A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below. Phase 1 Reset: 15% off the purchase price Phase 2 Reset: 10% off the purchase price Master Account Reset: 7% off the purchase price (excluding $100K accounts) Existing 2 Step Standard accounts with a 10% profit target will reset as 2 Step Flex with 85% profit split A non-USD account resets as a USD account. Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform The reward cycle can be selected once the evaluation account reaches the Master Account. If a Phase 2 or Master Account is reset, it restarts from Phase 1 The reset option will appear automatically on the dashboard once the account qualifies. Profit Concentration Policy Evaluation Phase · $25,000 and above The Profit Concentration Policy brings more clarity and clear expectations to how evaluation results are assessed. If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested. This applies if the account has not yet reached the full profit target, in profit, or in drawdown. How does the Profit Concentration Policy work? 1 The trigger During any Evaluation phase, if a single trade idea accounts for more than 60% of the profit target , the policy is triggered. This applies even if the account has not yet reached the full profit target. Example: 2 Step Standard (8% target on a $25K account) the profit target is $2,000, so 60% of the target is $1,200 . Account in profit $26,500 If one trade idea contributed $1,250, the policy is triggered because that single trade idea contributed more than $1,200. Account in drawdown $24,900 If one trade idea contributed $1,250, the policy is also triggered, the trade idea exceeded 60% of the $1,200 profit target, even if the account balance is below its initial account size. The policy is assessed at the phase level. Each phase is evaluated independently. Triggering the policy does not fail the Evaluation . It only adds an additional reward requirement once the Evaluation is passed, the Master Account is obtained, and a reward is requested. 2 The requirement When the policy is triggered, the Master Account created after passing that evaluation requires a minimum of 4 profitable days before each reward can be requested. A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account. The 4 profitable days do not need to be consecutive. The profitable-day requirement applies even if the Master Account is in drawdown, as long as the required daily profit threshold is met. Once 4 profitable days are achieved, reward requests are available as normal. Example: on a $100K Master Account (0.5% = $500) If the account is currently $98,000 in drawdown, but the day closes with $600 in net realized profit, that day qualifies as one profitable day. The account does not need to recover the drawdown before the day can count. 3 What counts as a trade idea One trade, multiple trades running together on the same instrument and in the same direction, or any new trade opened within 10 minutes of closing a losing trade is considered a single trade idea. All closed profits or losses from a single trade idea are counted together. Which accounts are affected This policy applies to newly created Evaluation accounts at $25,000 and above, created on or after June 27, 2026. Existing Evaluation accounts are not affected. Evaluation accounts created before June 27, 2026 are not subject to this policy. If currently in Phase 1 and passing after June 27, 2026, the new Phase 2 account will be subject to this policy. If already in Phase 2 as of June 27, 2026, this policy does not apply, even after passing. Any new Evaluation account created on or after June 27, 2026 is subject to this policy. The Master Account Evaluation Complete Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here . Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 10% Equity or balance cannot hit 10% below the starting account size at any time. How is it calculated? ↓ Daily Loss Limit 5% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Risk Per Trade Idea 3% / 2% Applies to 10% profit target Master Accounts only. 3% at $25K and below $50K, 2% at $50K and above. How are trade ideas grouped? ↓ Striking System 4 warnings Master Accounts above $25,000. Each warning brings a consequence, from profit deduction to account breach. Applies to 8% profit target only. How does this work? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 10% of the starting account size. This is a static floor; it never moves. Equity or balance cannot touch this level at any point across all phases, including floating losses from open trades. 1 Worked example Account size: $100K 10% of $100K = $10K. Equity or balance cannot drop to $90K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit: 5% of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 5% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 5% of $107K = $5,350. Equity cannot drop to $101,650 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 5% of $100K = $5K. Equity cannot drop to $95K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. What counts as a Risk Per Trade Idea? Master Accounts with 10% Profit Target (no longer offered) Risk Per Trade Idea does not apply during the evaluation phases. It is enforced on Master Accounts, including merged accounts. Learn more about Risk Per Trade Idea here. The max loss allowed on a single trade idea on the Master Account, including both realized and unrealized losses across all related positions. Below $25K: Removed Accounts $25k and below $50K: 3% of Master Account Size $50K and above: 2% of Master Account Size 1 Single Trades The biggest loss on any single trade must not reach the limit for the account size. $25K to below $50K $25K account , limit: 3% = $750 A single trade loss of $750 or more = Breach $50K and above $100K account , limit: 2% = $2,000 A single trade loss of $2,000 or more = Breach 2 Same Trade Idea: Combined Positions Multiple positions on the same pair active at the same time are treated as one trade idea. Combined losses (including unrealized) must not reach the limit. $25K to below $50K $25K account , limit: 3% = $750 Three concurrent buys on EURUSD: Trade 1 loss: $300 Trade 2 loss: $200 Trade 3 loss: $250 Combined: $750 = Breach , even if Trade 1 is still open $50K and above $100K account , limit: 2% = $2,000 Three concurrent sells on XAUUSD: Trade 1 floating loss: $900 Trade 2 floating loss: $700 Trade 3 floating loss: $400 Combined: $2,000 = Breach , regardless of whether trades remain open 3 Splitting a Trade: The 10 Minute Rule Each new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea, regardless of how many. The combined loss across all of them is assessed against the limit. $25K to below $50K $25K account , limit: 3% = $750 Trade 1: closed at $500 loss Trade 2: reopened same direction within 10 min, $250 loss Combined: $750 = Breach $50K and above $100K account , limit: 2% = $2,000 Trade 1: closed at $1,200 loss Trade 2: reopened same direction within 10 min, $800 loss Combined: $2,000 = Breach What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. How does the Striking System work? The Striking System applies when the closed and floating loss on one trade idea reaches 1.2% of the Master Account size . This applies only to Master Accounts above $25K with an 8% profit target. All losses from a single trade idea are counted together. A trade idea can be any of the following: One trade Multiple trades running together on the same instrument and in the same direction Two or more new trades opened within 10 minutes of closing a losing trade Warnings are cumulative and do not reset between Reward cycles. Warning What happens 1st A warning is recorded. 2nd The reward split drops by half (for example, from 80% to 40%). 3rd The reward split drops to 20%. 4th Account breach. The account is closed immediately. Profit deduction Any profit from trade ideas that received a warning is deducted from the account. News & Speeches Trading We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches. Trading during high-impact news and speeches is subject to specific restrictions depending on account phase. Important Purposely trading news in both evaluation phase and master phase is prohibited and will lead to account closure. Evaluation Phase There are no news trading restrictions during the Evaluation phase . Trades can be held and managed during the news events. Master Account Soft Breach These rules do not result in account closure, but affected profits will be deducted. Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news and speeches events . 1 The restricted window Restricted News ; the window runs from 5 minutes before or 5 minutes after high-impact news . Restricted Speeches ; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes. Profit Deduction Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: restricted affects USD, trades cannot be opened or closed on any USD-related pairs within the 5-minute before or 5-minute after window. Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news or speeches: profits will count if closed within the restricted window. Trades opened less than 5 hours before the news or speeches: profits will not count if closed during the restricted window. Closing any partial orders will affect the entire order, leading to a news trading flag. Traders are responsible for violations if deductions exceed the daily or max loss limit. Holding Trades Over the Weekend Temporary Update: Effective 29 January 2026 Holding trades over the weekend exposes the account to gap risk when markets reopen on Monday. Weekend holds are permitted during evaluation phases for all instruments on 2 Step Standard. Opening and Closing trades during the weekend is not allowed for both Evaluation and Master phase. On the Master Account , a temporary change is in effect: holding trades over the weekend is currently not allowed on 2 Step Standard Master Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day. Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward Cycles On Demand 90% Request any time with 35% consistency score & min 2% profit. How does this work? ↓ Weekly 60% 7 days after the first executed trade on the Master Account. How does this work? ↓ Bi-Weekly 80% Every 14 calendar days after the first executed trade. How does this work? ↓ Monthly 100% Every 30 calendar days after the first executed trade. How does this work? ↓ On Demand 90% Split Request an On Demand Reward with a 90% split at any time once both of the following criteria are met: A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. The minimum reward amount for On Demand is 2% of the Master Account Size . Weekly 60% Split Request a Reward with a 60% split seven days after the first executed trade on the Master Account. How It Works First trade on Monday, then request the following Monday First trade on Tuesday, then request the following Tuesday First trade on Wednesday, then request the following Wednesday First trade on Thursday, then request the following Thursday First trade on Friday, then request the following Friday Bi-Weekly 80% Split Request a Reward with an 80% split every 14 calendar days after the first executed trade on the Master Account. Monthly 100% Split Effective 15 August 2026 This applies to Evaluation Accounts purchased on or after 15 August 2026 . Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward. Eligibility Requirements A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward. The Striking System warning trigger drops to 1% of account size , at every account size, for as long as the reward cycle is set to Monthly. This replaces the standard 1.2% trigger that applies above $25K on the Weekly, Bi-Weekly, and On Demand cycles. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swap-Free Account (MT5) Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies / Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swap-Free Account (MT5) Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2. Important Information We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes. Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction. 2 Step Flex Model Two phases. Two ways to earn. 2 Step Flex is a two-phase evaluation. Phase 1 and Phase 2, then trading on a Master Account. At purchase, the reward structure is chosen: an 85% split, passing each phase on its profit target, or a 95% split based on profitable days. The choice is locked for the life of the account, and both cost the same. 2-phase evaluation : Phase 1 (10%) + Phase 2 (6%) with an 85% split with 1 minimum trading day, or a 95% split with 3 profitable days (≥ 0.5% each). Flexible, bi-weekly rewards : Choose the reward split! Get an 85% split with 1 minimum trading day, or 95% on 3 profitable days. 1:100 Forex leverage : The highest standard Forex leverage available across all models. Generous loss limits : Trade comfortably with a 4% daily and 12% maximum loss limit. Account sizes : $5K, $10K, $25K, $50K, and $100K. Evaluation to Master Phase Account Violations Additional Guidelines Rewards Trading Conditions Tests trading skills and builds a trading profile. Phase 1 Achieve a 10% profit target during Phase 1. 1 minimum trading day on the 85% split, or 3 profitable days on the 95% split. Adhere to all trading rules and risk limits. Existing Phase 1 accounts and accounts purchased before 26 August 2026 will retain the 0 minimum trading day requirement for the 85% split. Reset and new accounts will require 1 minimum trading day. Confirms consistency and validates Phase 1 performance. Phase 2 Achieve a 6% profit target during Phase 2. 1 minimum trading day on the 85% split, or 3 profitable days on the 95% split. Adhere to all trading rules and risk limits. Existing Phase 2 accounts will retain the 0 minimum trading day requirement for the 85% split. Reset and new accounts purchased on or after 26 August 2026 will require 1 minimum trading. day. Account Reset A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below. Phase 1 Reset: 15% off the purchase price Phase 2 Reset: 10% off the purchase price Master Account Reset: 7% off the purchase price (excluding $100K accounts) A non-USD account resets as a USD account. Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform If a Phase 2 or Master Account is reset, it restarts from Phase 1 The reset option will appear automatically on the dashboard once the account qualifies. Profit Concentration Policy Evaluation Phase · $25,000 and above The Profit Concentration Policy brings more clarity and clear expectations to how evaluation results are assessed. If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested. This applies if the account has not yet reached the full profit target, in profit, or in drawdown. How does the Profit Concentration Policy work? 1 The trigger During any Evaluation phase, if a single trade idea accounts for more than 60% of the profit target , the policy is triggered. This applies even if the account has not yet reached the full profit target. Example: 2 Step Flex (10% target on a $25K account) the profit target is $1,500, so 60% of the target is $1,500 . Account in profit $26,500 If one trade idea contributed $1,600, the policy is triggered because that single trade idea contributed more than $1,500. Account in drawdown $24,900 If one trade idea contributed $1,600, the policy is also triggered, the trade idea exceeded 60% of the $1,500 profit target, even if the account balance is below its initial account size. The policy is assessed at the phase level. Each phase is evaluated independently. Triggering the policy does not fail the Evaluation . It only adds an additional reward requirement once the Evaluation is passed, the Master Account is obtained, and a reward is requested. 2 The requirement When the policy is triggered, the Master Account created after passing that evaluation requires a minimum of 4 profitable days before each reward can be requested. A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account. The 4 profitable days do not need to be consecutive. The profitable-day requirement applies even if the Master Account is in drawdown, as long as the required daily profit threshold is met. Once 4 profitable days are achieved, reward requests are available as normal. Example: on a $100K Master Account (0.5% = $500) If the account is currently $98,000 in drawdown, but the day closes with $600 in net realized profit, that day qualifies as one profitable day. The account does not need to recover the drawdown before the day can count. 3 What counts as a trade idea One trade, multiple trades running together on the same instrument and in the same direction, or any new trade opened within 10 minutes of closing a losing trade is considered a single trade idea. All closed profits or losses from a single trade idea are counted together. Which accounts are affected This policy applies to newly created Evaluation accounts at $25,000 and above, created on or after June 27, 2026. Existing Evaluation accounts are not affected. Evaluation accounts created before June 27, 2026 are not subject to this policy. If currently in Phase 1 and passing after June 27, 2026, the new Phase 2 account will be subject to this policy. If already in Phase 2 as of June 27, 2026, this policy does not apply, even after passing. Any new Evaluation account created on or after June 27, 2026 is subject to this policy. The Master Account Evaluation Complete Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here . Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 12% Equity or balance cannot hit 12% below the starting account size at any time. How is it calculated? ↓ Daily Loss Limit 4% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Risk Per Trade Idea Limit 3% / 2% Master Account only. 3% at $25K, 2% above $25K. How are trade ideas grouped? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 12% of the starting account size. This is a static floor; it never moves. Equity or balance cannot touch this level at any point across both phases and the Master Account, including floating losses from open trades. 1 Worked example Account size: $100K 12% of $100K = $12K. Equity or balance cannot drop to $88K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit: 4% of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 4% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 4% of $107K = $4,280. Equity cannot drop to $102,720 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 4% of $100K = $4K. Equity cannot drop to $96K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. What counts as a Risk Per Trade Idea? Master Account Only Risk Per Trade Idea does not apply during the evaluation phases. It is enforced on Master Accounts only, including merged accounts. Learn more about Risk Per Trade Idea here. The max loss allowed on a single trade idea on the Master Account, including both realized and unrealized losses across all related positions. Below $25K accounts: No Restrictions $25K accounts: 3% of the Master Account Size. Accounts above $25K: 2% of the Master Account Size. 1 Single Trades The biggest loss on any single trade must not reach the limit for the account size. $25K account Limit: 3% = $750 A single trade loss of $750 or more = Breach $100K account Limit: 2% = $2K A single trade loss of $2K or more = Breach 2 Same Trade Idea: Combined Positions Multiple positions on the same pair active at the same time are treated as one trade idea. Combined losses (including unrealized) must not reach the limit. $25K account Limit: 3% = $750 Three concurrent buys on EURUSD: Trade 1 loss: $300 Trade 2 loss: $250 Trade 3 loss: $200 Combined: $750 = Breach , even if Trade 1 is still open $100K account Limit: 2% = $2K Three concurrent sells on XAUUSD: Trade 1 floating loss: $900 Trade 2 floating loss: $700 Trade 3 floating loss: $400 Combined: $2K = Breach , regardless of whether trades remain open 3 Splitting a Trade: The 10 Minute Rule Each new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea, regardless of how many. The combined loss across all of them is assessed against the limit. $25K account Limit: 3% = $750 Trade 1: closed at $450 loss Trade 2: reopened same direction within 10 min, $300 loss Combined: $750 = Breach $100K account Limit: 2% = $2K Trade 1: closed at $1,200 loss Trade 2: reopened same direction within 10 min, $800 loss Combined: $2K = Breach What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. News & Speeches Trading We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches . Trading during high-impact news and speeches is subject to specific restrictions depending on account phase. Important Purposely trading during news and speeches in both the Evaluation and Master phases is prohibited and will result in account closure. Evaluation Phase There are no news trading restrictions during the Evaluation phase . Trades can be held and managed during news and speech. Master Account Soft Breach These rules do not result in account closure, but affected profits will be deducted. Trades can be held during news and speeches on the Master Account, however specific rules apply to trades opened or closed near high-impact news events . 1 The restricted window Restricted News ; the window runs from 5 minutes before or 5 minutes after high-impact news . Restricted Speeches ; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes. Profit Deduction Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: if news affects USD, trades cannot be opened or closed on any USD-related pairs within the 10-minute window. Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news: profits will count if closed within the 10-minute window. Trades opened less than 5 hours before the news: profits will not count if closed during the 10-minute window. Closing any partial orders will affect the entire order, leading to a news trading flag. Traders are responsible for violations if deductions exceed the daily or max loss limit. Holding Trades Over the Weekend Temporary Update: Effective 29 January 2026 Holding trades over the weekend exposes the account to gap risk when markets reopen on Monday. Weekend holds are permitted during evaluation phases for all instruments on 2 Step Flex. Opening and Closing trades during the weekend is not allowed for both Evaluation and Master phase. On the Master Account , a temporary change is in effect: holding trades over the weekend is currently not allowed on 2 Step Flex Master Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day. Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward Cycle Rewards run on two cycles: Bi-Weekly (choose an 85% or 95% split at purchase) or Monthly (100% split, available on Master Accounts purchased on 15 August 2026 onwards). Qualification depends on the cycle and split chosen. There is no Consistency Score on either Bi-Weekly split. Click a card to learn more. Bi-Weekly, 85% 85% Every 14 calendar days, no other requirement. How does this work? ↓ Bi-Weekly, 95% 95% Every 14 calendar days, plus 3 profitable days per cycle. How does this work? ↓ Monthly, 100% 100% Every 30 calendar days, plus eligibility conditions. How does this work? ↓ Bi-Weekly 85% Split Request a Reward with an 85% split every 14 calendar days after the first executed trade on the Master Account. The 14-day timer is the only gate. The cycle resets after each successfully processed reward. Bi-Weekly 95% Split Request a Reward with a 95% split every 14 calendar days after the first executed trade, plus 3 profitable days in the cycle. A profitable day is a day whose profit is at least 0.5% of the starting account size. How It Works The 14-day timer alone is not enough on the 95% split. 3 profitable days are needed within the cycle to qualify. The profitable-day count resets after each reward. Monthly 100% Split Effective 15 August 2026 This applies to Evaluation Accounts purchased on or after 15 August 2026 . Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward. Eligibility Requirements A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward. The account is placed under the Striking System , at a 1% of account size warning trigger, at every account size. This is new for 2 Step Flex: the Striking System does not apply on either Bi-Weekly split. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swap-Free Account (MT5) Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies / Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swap-Free Account (MT5) Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2. Important Information We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes. Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction. Frequently Asked Questions Common questions about the topics covered on this page. Evaluation to Master Phase Is there a time limit to pass the evaluation? No. There is no time limit on either phase. Any pace works, as long as at least one trade is completed every 30 days to avoid inactivity and all trading rules are followed throughout. When will I receive my Phase 2 account after passing Phase 1? Once all Phase 1 objectives are finished, the Phase 2 account will be ready! The new login details appear on the dashboard under Credentials. When will I receive my Master Account after passing Phase 2? After passing Phase 2, the Master Account is issued once the standard Master Account onboarding process is complete. This includes KYC verification, a review by the Responsible Trading Team (up to 2 working days), Customer Agreement signing, and connection to the risk management framework (a further 2 working days). If my open trades are showing a profit above the target, have I passed? No. To pass either phase, the profit target must be reached with all open trades closed. Profits from trades that are still open do not count, even if they are showing a gain above the target. My account was closed for inactivity. Can I get an Evaluation Reset? Yes. Resets are now available for inactivity breaches, with discounts based on the account phase. If Phase 1, Phase 2, or Master Account is breached, a Reset option will appear on the dashboard within 7 calendar days of the breach. Phase 1 resets receive a 15% discount, Phase 2 resets receive a 10% discount, and Master Account resets receive a 7% discount. All reset accounts restart at Evaluation Phase 1. What happens if I breach during a phase? Can I reset? Yes. If Phase 1 or Phase 2 is breached through trading behavior or a risk-limit violation, an Evaluation Reset at a 10% discount appears automatically on the dashboard, available for 7 calendar days after the breach. It restarts the account at Phase 1, even if Phase 2 was breached, and keeps the same account number, account size, reward cycle, and trading platform. It does not apply to a breached Master Account or to an account closed for inactivity. Account Violations If my account drops below the limit for just a moment and then recovers, is it still a violation? Yes. The moment the account value touches or drops below the limit, even briefly, it is counted as a violation. It does not matter if the account recovers right after. My trade hit the loss limit during the day but closed in profit. Is my account still violated? Yes. The violation is confirmed the moment the limit is touched. Even if the trade turns around and closes in profit, the account remains violated because the rule was broken at some point during the trade. Does the Risk Per Trade Idea Limit apply during the phases? No. It applies on the Master Account only: 3% at $25K and 2% above $25K. It does not apply below $25K, and it does not apply during Phase 1 or Phase 2. If one trade is profitable, can it cancel out a loss on another trade for the risk limit? No. Profits from one trade cannot be used to offset losses from another when calculating the Risk Per Trade Idea Limit. What happens if I do not trade for a while? If no trade is completed for 30 consecutive calendar days, the account is closed for inactivity. At least one fully closed trade within any 30-day window keeps the account active. What happens if I break one of the trading rules? The account is immediately locked. Any open trades are closed automatically, and the account switches to view-only mode. The dashboard will show exactly which rule was broken and when, and an email notification is also sent. Additional Guidelines Does the news trading restriction apply to all order types? Yes. The news window restriction on the Master Account applies to all order types. Opening or closing any position type within the restricted window on the affected currency will result in those profits not being counted. Can I hold trades over the weekend? A temporary change since 29 January 2026 means weekend holds are currently not allowed on the Master Account. Any open trades are closed automatically before the weekend, which is not a hard breach. During the evaluation phases, weekend holds are permitted. Rewards What counts as a profitable day? A profitable day is a day whose profit is at least 0.5% of the starting account size. Profitable days are the qualification path in each phase on the 95% split, and for a reward on the 95% split. Can I change my reward split after I buy? No. The 85% or 95% split is chosen at purchase, and the choice is locked for the life of the account. Both cost the same. When can I request my first reward? On the 85% split, 14 calendar days after the first executed trade on the Master Account. On the 95% split, 3 profitable days in the cycle are also required. The minimum reward request is 1% of the Master Account Size, including FundingPips' split. My reward date has passed but I am not ready to request yet. Will I lose it? No. Once the reward cycle is complete, it stays available until requested. The request can be submitted whenever ready. Trading Conditions How many lots can I open at once on crypto? A maximum of 1 lot per click can be opened on crypto, as long as the account has enough available margin. Profit Concentration Policy Which account model does the Profit Concentration Policy apply to? The Profit Concentration Policy applies to newly created Evaluation accounts at $25,000 and above across all models with an evaluation phase: 1 Step, 2 Step Standard, 2 Step Pro, and 2 Step Flex. It does not apply to Zero accounts, as Zero is an instant Master Account with no evaluation phase. What counts as a trade idea under this policy? A trade idea is a single trade, or multiple positions on the same instrument in the same direction, including any new position opened within 10 minutes of closing a losing trade. All of these positions are grouped and assessed together when measuring profit concentration. What happens if a single trade idea exceeds 60% of the profit target? If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward request, for the lifetime of the Master Account. The evaluation result itself is not affected. What are the 4 minimum profitable days on the Master Account? A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account. 4 of these days are required before each reward request, for the lifetime of the Master Account. The days do not need to be consecutive. Does the Profit Concentration Policy apply to my existing evaluation account? If the evaluation account was created before June 27, 2026, this policy does not apply. Only evaluation accounts created on or after June 27, 2026 are subject to this policy. Does the Profit Concentration Policy apply to Zero accounts? No. Zero is an instant Master Account with no evaluation phase. The Profit Concentration Policy applies during evaluation phases only, so Zero accounts are not affected. Does triggering the 60% threshold mean I fail the evaluation? No. Triggering the 60% threshold does not fail the evaluation. The evaluation still passes normally. The only consequence is that the Master Account will require 4 minimum profitable days before each reward request, for the lifetime of the Master Account. 2 Step Pro Model Precision metrics. Professional scaling. Elite status. 2 Step Pro elevates the classic 2-phase structure into a high-performance framework with advanced metrics designed for elite traders who operate at the market's peak. 6% profit target in both phases: tighter, more precise evaluation. Minimum 2 trading day per phase to the Master Account. 6% max loss / 3% daily loss : strict risk controls throughout. Weekly reward cycle at 80% : available from the first trade on the Master Account. Account sizes : $5K, $10K, $25K, $50K, $100K, and $200K. Evaluation to Master Phase Account Violations Additional Guidelines Rewards Trading Conditions Tests trading skills and helps define a trading profile. Phase 1 Achieve a 6% profit target during Phase 1. Complete a minimum of 2 trading day to pass. Adhere to all trading rules and risk limits. Existing Phase 1 accounts and accounts purchased before 26 August 2026 will retain the 1 minimum trading day requirement. Reset and new accounts will require 2 minimum trading days. Confirms consistency and validates the outcome of Phase 1. Phase 2 Achieve a 6% profit target during Phase 2. Complete a minimum of 2 trading day to pass. Adhere to all trading rules and risk limits. Existing Phase 2 accounts will retain the 1 minimum trading day requirement. Reset and new accounts purchased on or after 26 August 2026 will require 2 minimum trading days. Account Reset A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below. Phase 1 Reset: 15% off the purchase price Phase 2 Reset: 10% off the purchase price Master Account Reset: 7% off the purchase price (excluding $100K accounts and above) A non-USD account resets as a USD account. Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform The reward cycle can be selected once the evaluation account reaches the Master Account. If a Phase 2 or Master Account is reset, it restarts from Phase 1 The reset option will appear automatically on the dashboard once the account qualifies. Profit Concentration Policy Evaluation Phase · $25,000 and above The Profit Concentration Policy brings more clarity and clear expectations to how evaluation results are assessed. If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested. This applies if the account has not yet reached the full profit target, in profit, or in drawdown. How does the Profit Concentration Policy work? 1 The trigger During any Evaluation phase, if a single trade idea accounts for more than 60% of the profit target , the policy is triggered. This applies even if the account has not yet reached the full profit target. Example: 2 Step Pro (6% target on a $25K account) the profit target is $1,500, so 60% of the target is $900 . Account in profit $26,000 If one trade idea contributed $950, the policy is triggered because that single trade idea contributed more than $900. Account in drawdown $24,900 If one trade idea contributed $950, the policy is also triggered, the trade idea exceeded 60% of the $900 profit target, even if the account balance is below its initial account size. The policy is assessed at the phase level. Each phase is evaluated independently. Triggering the policy does not fail the Evaluation . It only adds an additional reward requirement once the Evaluation is passed, the Master Account is obtained, and a reward is requested. 2 The requirement When the policy is triggered, the Master Account created after passing that evaluation requires a minimum of 4 profitable days before each reward can be requested. A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account. The 4 profitable days do not need to be consecutive. The profitable-day requirement applies even if the Master Account is in drawdown, as long as the required daily profit threshold is met. Once 4 profitable days are achieved, reward requests are available as normal. Example: on a $100K Master Account (0.5% = $500) If the account is currently $98,000 in drawdown, but the day closes with $600 in net realized profit, that day qualifies as one profitable day. The account does not need to recover the drawdown before the day can count. 3 What counts as a trade idea One trade, multiple trades running together on the same instrument and in the same direction, or any new trade opened within 10 minutes of closing a losing trade is considered a single trade idea. All closed profits or losses from a single trade idea are counted together. Which accounts are affected This policy applies to newly created Evaluation accounts at $25,000 and above, created on or after June 27, 2026. Existing Evaluation accounts are not affected. Evaluation accounts created before June 27, 2026 are not subject to this policy. If currently in Phase 1 and passing after June 27, 2026, the new Phase 2 account will be subject to this policy. If already in Phase 2 as of June 27, 2026, this policy does not apply, even after passing. Any new Evaluation account created on or after June 27, 2026 is subject to this policy. The Master Account Evaluation Complete Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here . Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 6% Equity or balance cannot hit 6% below the starting account size at any time. How is it calculated? ↓ Daily Loss Limit 3% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Risk Per Trade Idea Removed This rule no longer applies on 2 Step Pro accounts. Review the changes here → Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 6% of the starting account size. This is a static floor; it never moves. Equity or balance cannot touch this level at any point across all phases, including floating losses from open trades. 1 Worked example Account size: $100K 6% of $100K = $6K. Equity or balance cannot drop to $94K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 3% of $107K = $3,210. Equity cannot drop to $103,790 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 3% of $100K = $3K. Equity cannot drop to $97K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. News & Speeches Trading We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches. Trading during high-impact news and speeches is subject to specific restrictions depending on account phase. Important Purposely trading news and speeches in both evaluation phase and master phase is prohibited and will lead to account closure. Evaluation Phase There are no news trading restrictions during the Evaluation phase . Trades can be held and managed during the news events. Master Account Soft Breach These rules do not result in account closure, but affected profits will be deducted. Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news events . 1 The restricted window Restricted News ; the window runs from 5 minutes before or 5 minutes after high-impact news . Restricted Speeches ; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes. Profit Deduction Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: if news affects USD, trades cannot be opened or closed on any USD-related pairs within the 5-minute before or 5-minute after window. Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news or speeches: profits will count if closed within the restricted window. Trades opened less than 5 hours before the news or speeches: profits will not count if closed during the restricted window. Closing any partial orders will affect the entire order, leading to a news trading flag. Traders are responsible for violations if deductions exceed the daily or max loss limit. Holding Trades Over the Weekend Temporary Update: Effective 29 January 2026 Holding trades over the weekend exposes the account to gap risk when markets reopen on Monday. Weekend holds are permitted during evaluation phases for all instruments on 2 Step Pro. Opening and Closing trades during the weekend is not allowed on Evaluation and Master phase. On the Master Account , a temporary change is in effect: holding trades over the weekend is currently not allowed on 2 Step Pro Master Accounts. All open trades will be automatically closed by the system over the weekend. This will not result in an account breach; however, it will not count as a valid trading day. Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward Structure Reward Cycle Weekly Every 7 calendar days after the first executed trade on the Master Account. 80% split on every reward. How does this work? ↓ Reward Cycle Monthly Every 30 calendar days after the first executed trade on the Master Account. 100% split on every reward. How does this work? ↓ Weekly 80% Split Request a Reward with an 80% split every 7 calendar days after the first executed trade on the Master Account. Monthly 100% Split Effective 15 August 2026 This applies to Evaluation Accounts purchased on or after 15 August 2026 . Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward. Eligibility Requirements A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward. The account is placed under the Striking System , at a 1% of account size warning trigger, at every account size. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swap-Free Account (MT5) Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies / Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swap-Free Account (MT5) Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2. Important Information We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes. Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies.

1K Instant Account Instant funding. No evaluation. Pure trading. The 1K Instant Account is a giveaway-only $1K Master Account that skips the evaluation entirely. Trade from day one, earn rewards on demand, and enjoy more freedom than any other FundingPips account type. Instant $1K Master Account : no evaluation, no minimum trading days, no time limit. On Demand 50% reward split : request any time once profit reaches $50. Max trader freedom : news trading, weekend holds, and Expert Advisors are all allowed. Giveaway access : limited to the first 20,000 accounts, allocated first-come, first-served. MT5 only, US is excluded : the 1K Instant Account runs on MetaTrader 5 and is not available in the United States. Account Violations Additional Guidelines Rewards Trading Conditions Account Violations: Hard Breach Hard breaches are serious violations of our trading rules. Committing a hard breach will result in the immediate closure of your account with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Max Loss Limit 5% Of the Instant Giveaway Account Size. Equity or balance cannot drop to $950 on a $1K account. How is it measured? ↓ Daily Loss Limit 5% Of the higher of opening balance or equity. Resets at 00:00 Platform Time (UTC+3). See examples ↓ Hedging is strictly prohibited and will result in immediate account closure. Max Loss Limit Max Loss Limit: 5% (of the Instant Giveaway Account Size) The Max Loss Limit is the total amount your equity or balance cannot go below. Violating this rule is a hard breach and will lead to the closure of your account. Example: For a $1K account, your equity or balance cannot drop to $950 . Daily Loss Limit Daily Loss Limit: 5% (of the higher value between your starting equity or balance) The Daily Loss Limit is the amount you are allowed to lose in a single day. The higher value between your starting equity or balance is used. Violating this rule is a hard breach and will lead to closure of your account. Example 1 (Higher Equity): Starting with a $1,050 balance and $1,070 equity, the 5% limit is based on equity. Your equity cannot fall to $1,016.50 that day. Example 2 (Higher Balance): Starting with a $1K balance and $990 equity, the 5% limit is based on balance. Your equity cannot fall to $950.00 that day. Important The equity for the day (floating profit/loss plus closed positions) must not hit the Daily Loss Limit. The Daily Loss Limit resets at 00:00 Platform Time (UTC+3) . You can always check the reset timer on your FundingPips dashboard. Max Flexibility The 1K Instant Account is a giveaway, so it comes with more freedom than our other account types. Trade through news, hold positions over the weekend, and run third-party Expert Advisors or trade copiers without restriction. Trader Freedoms Trader Freedoms News Trading Allowed Trade through high-impact events with no window restrictions. See all freedoms ↓ Weekend Holding Allowed Hold open positions through the weekend. See all freedoms ↓ Expert Advisors Allowed Third-party EAs and trade copiers are permitted. See all freedoms ↓ Allowed Strategies News Trading: Allowed. There is no window restriction around high-impact events. Holding Positions Over the Weekend: Allowed across all instruments. Expert Advisors (EAs): Third-party EAs and trade copiers are permitted, including for full automation. This is the exception to the default rule on all other account types. These freedoms apply to the 1K Instant Account only. Other models follow stricter rules around news, weekend holds, and EAs. You can request a reward once your profit reaches a minimum of $50 . Transfers are subject to exchange rates and transaction fees. Reward Structure Reward Structure On Demand Reward 50% Request any time once you reach $50 in profit. Your 50% reward splits 50/50: 25% cash and 25% Tradin Credit (Tradin-supported countries). How does this work? ↓ On Demand Rewards (50% Reward Split) You can request a reward with a 50% reward split any time once the minimum profit amount is met. Each reward splits 50/50 between two channels: 25% of profit Cash Sent via your selected reward method: card, crypto, Rise, or Tradin transfer. 25% of profit Tradin Credit Auto-transferred to your Tradin account. Usable for trading on Tradin only. Example: $100 in profit becomes a $50 reward, split as $25 cash + $25 Tradin Credit. About Tradin Credit: Tradin Credit lands in the Credit slot on your Tradin account and is permanently non-withdrawable and non-transferable . It is usable for trading only and does not convert to Balance. If you do not already have a Tradin account, one is created automatically, named PIPS-PO. This is distinct from the Tradin Bonus (the 30% bonus on FP-to-Tradin reward transfers), which also lands as Credit but converts to Balance via cashback on opened lots. The 25% Tradin Credit auto-transfer applies only in Tradin-supported countries . In unsupported countries, the auto-transfer does not apply. There is a 20-lot limit per click/trade. The platform will not allow higher lot sizes in one click. This is a per-trade limitation that protects against extreme market conditions at higher volumes. Trading Conditions Commission & Leverage $10/lot RAW spreads across all assets. Leverage varies by instrument; full table below. See leverage table ↓ Leverage & Commissions All available assets trade with RAW spreads at a $10 commission per lot . Instrument Group Leverage Forex Majors 1:100 Forex Exotics 1:20 Metals 1:30 Indices 1:20 Oil 1:10 Crypto is not tradable on the 1K Instant Account. The instrument group is excluded from this account type. Frequently Asked Questions How do I qualify to receive a 1K Instant Account? The 1K Instant Account is a giveaway offered periodically by FundingPips. Eligibility and entry requirements are announced when each giveaway runs. Keep an eye on your dashboard and FundingPips communications for when the next one opens. Can I take the full 1K reward as cash, or does part of it always go to Tradin? Part of it always goes to Tradin. Each 1K reward splits 50/50: 25% of your profit is sent as cash via your chosen reward method (card, crypto, Rise, or Tradin transfer), and 25% lands on your Tradin account as Tradin Credit. Tradin Credit is usable for trading on Tradin only; it is non-withdrawable and non-transferable. The split applies only in Tradin-supported countries; you cannot opt out of it on this account type. What happens if my country doesn't support Tradin? The 25% Tradin Credit auto-transfer applies only in Tradin-supported countries. If Tradin is not supported in your country, the auto-transfer does not apply and the remaining reward is sent through your selected reward method. Does a momentary equity dip count as a breach, even if it recovers? Yes. Even a brief or momentary drop in equity below the allowed threshold is considered a breach, regardless of whether the account recovers afterward. The breach is confirmed the moment the threshold is touched, including through open positions that push your equity below the limit. Can I trade crypto on the 1K Instant Account? No. Crypto is excluded from the 1K Instant Account. Only the instrument groups in the leverage table (Forex Majors, Forex Exotics, Metals, Indices, and Oil) are available on this account type. Can I use a trade copier or Expert Advisor on the 1K Instant Account? Yes. Third-party EAs and trade copiers are fully permitted on the 1K Instant Account, including for full automation. This is the exception to the rule on all other account types. Proof of ownership is not required. Can I get a reset if my 1K Instant Account is breached? No. Evaluation Resets are only available when you fail Phase 1 or Phase 2 of a standard evaluation (1 Step Flex, 2 Step Standard, 2 Step Flex, or 2 Step Pro). A breached 1K Instant Account does not trigger a reset option.

1 Step Flex How the 1 Step Flex works 1 Step Flex has one Evaluation phase and the fewest rules on how to trade. One phase, to Master : a single Evaluation phase, then the Master Account. No minimum trading days : pass on any schedule. 80% Bi-Weekly reward : request a Reward every two weeks. Overnight & Weekend Holding : always allowed on Evals. Allowed on Master with Swing Add-on. Five account sizes : $5K, $10K, $25K, $50K, and $100K. Evaluation to Master Phase Account Violations Additional Guidelines Rewards Trading Conditions Tests trading skills and builds a trading profile. Phase 1 Achieve a 12% profit target during Phase 1. No minimum trading days and no time limit to pass. Adhere to all trading rules and risk limits. Account Reset A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breach, it can restart quickly without changing the setup with a discounted reset shown below. Evaluation Reset: differs by account size $50K and below: 20% off For $100K: 15% off Master Account Reset: 8% off the purchase price Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform The reward cycle can be selected once the evaluation account reaches to Master Account If a Master Account is reset, it restarts from Phase 1 The reset option will appear automatically on the dashboard once the account qualifies. The Master Account Evaluation Complete Once Phase 1 is passed, the opportunity is offered to trade on a Master Account. For setup instructions, click here . Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 12% Equity or balance cannot fall 12% below the starting account size. How is this calculated? ↓ Daily Loss Limit 2% or 3% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 12% of the starting account size. The Max Loss Limit is based on the starting account size. Both open and closed losses are counted, and equity or balance cannot touch this level at any point, including floating losses from open trades. A breach closes the account. 1 On a $100K account Starting account size: $100K Based on $100K (the account size) 12% of $100K = $12K. Equity or balance cannot drop to $88K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit 2% or 3% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than Daily Loss Limit of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 3% of $107K = $3,210. Equity cannot drop to $103,790 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 3% of $100K = $3K. Equity cannot drop to $97K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. There is no time limit to hit the Profit Target, so this is the one rule that can close the account without a loss. News & Speeches Trading We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches. Trading during high-impact news and speeches is subject to specific restrictions depending on account phase. Important Purposely trading during news and speeches in both the Evaluation and Master phases is prohibited and will result in account closure. Evaluation Phase There are no news trading restrictions during the Evaluation phase . Trades can be held and managed during the news events. Master Account Soft Breach These rules do not result in account closure, but affected profits will be deducted. Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news or speeches events . 1 The restricted window Restricted News ; the window runs from 5 minutes before or 5 minutes after high-impact news . Restricted Speeches ; the window runs from 10 minutes before the high-impact speech begins until 10 minutes after it concludes. Profit Deduction Profits made from trades opened or closed within the restricted high-impact news and speeches on the affected currency may be deducted. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: if news and speeches affects USD, trades cannot be opened or closed on any USD-related pairs within the restricted windows. Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news or speech: profits will count if closed within the restricted windows. Trades opened less than 5 hours before the news or speech: profits will not count if closed during the restricted windows. Closing any partial orders will affect the entire order, leading to a news trading flag. Traders are responsible for violations if deductions exceed the daily or max loss limit. Overnight & Weekend Holding Evaluation Overnight & Weekend holding are allowed during evaluation phases for all instruments on 1 Step Flex. Master On the Master Account , holding trades overnight and over the weekend is not allowed on 1 Step Flex Master Accounts. All open trades will be automatically closed by the system unless you have the Swing add-on . Trades closed by the system for Overnight & Weekend holding will not result in an account breach; however, it will not count as a valid trading day. Auto-close window for Master Accounts Open positions on 1 Step Flex Master Accounts are closed by the system each day within a 15-minute window: • Summer time (from the first Sunday of March): 20:45 – 21:00 UTC • Winter time (from the first Sunday of November): 21:45 – 22:00 UTC Closing starts at the beginning of the window, and any position still open at the end of it will be closed. Overnight and weekend holding on Master Accounts can be enabled at the time of purchase through an Add-on . Impact of Weekend trades on consistency score Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward cycle Bi-Weekly, 80% Request a Reward every two weeks. How does this work? ↓ Reward cycle Monthly, 100% Every 30 calendar days, plus eligibility conditions. How does this work? ↓ Reward Cycles Bi-Weekly 80% Split Request a Reward every two weeks . The profit has to meet the 1% minimum of the account size first. On a $100K account that is $1K. Request it on the dashboard The Rewards page shows the next request date and the profit available. Monthly 100% Split Effective 15 August 2026 This applies to Evaluation Accounts purchased on or after 15 August 2026 . Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward. Eligibility Requirements A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward. The Striking System already applies at a 1% of account size warning trigger, at every account size. The Monthly cycle does not change this; the trigger remains 1% on Bi-Weekly as well. How does the Striking System work? The Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size . All losses from a single trade idea are counted together. A trade idea can be any of the following: One trade Multiple trades running together on the same instrument and in the same direction Two or more new trades opened within 10 minutes of closing a losing trade Warnings are cumulative and do not reset between Reward cycles. Warning What happens 1st A warning is recorded. 2nd The reward split drops by half (for example, from 80% to 40%). 3rd The reward split drops to 20%. 4th Account breach. The account is closed immediately. Profit deduction Any profit from trade ideas that received a warning is deducted from the account. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swing and Swap Free accounts Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies No commission No commission Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swing and Swap Free accounts Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 Once Phase 1 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During Phase 1, Crypto leverage stays at 1:2. Important Information We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes. Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction. Frequently Asked Questions I have a position open but have not closed anything in a month. Am I safe? No. Inactivity counts completed trades, so a position sitting open does not reset the 30 days. The trade has to be opened and fully closed. There is no time limit to hit the Profit Target, so this is the one rule that can close the account without a loss. Which loss limit closes my account first? Whichever one equity hits first. Both close the account. The 3% Daily Loss Limit uses the balance or equity at the start of the day, whichever is higher, and resets at 00:00 Platform Time. The 12% Max Loss Limit sits 12% below the starting balance and does not reset. Can I trade through high-impact news during the Evaluation phase? Yes. There are no news trading restrictions during the Evaluation phase, so trades can be held and managed through news events. The restricted-window rules only start once the account moves to a Master Account. See Additional Guidelines . What happens if I leave a trade open over the weekend on my Master Account? Under the current temporary update, the system automatically closes it before the weekend. This is not a hard breach, and any profit is added to the balance, but that day does not count as a valid trading day toward the profitable-day requirement. See Additional Guidelines . What's the minimum profit I need before requesting a Bi-Weekly Reward? At least 1% of the Master Account Size. On a $100K account that's $1K in profit. Requests can be made every two weeks after the first executed trade on the Master Account, and transfers are subject to exchange rates and transaction fees. See Rewards . What's the difference between the Bi-Weekly and Monthly reward cycles? Bi-Weekly pays an 80% split every 14 calendar days once the 1% minimum is cleared. Monthly pays a 100% split every 30 calendar days, but only applies to Evaluation Accounts purchased on or after 15 August 2026, and requires a 35% consistency score plus 7 profitable days at 0.5%+ each; both of those reset after a successfully processed reward. See Rewards . Can I use the Swap-Free add-on on cTrader or Match-Trader? No. The Swap-Free add-on is only available on MetaTrader 5. It applies to Forex and Metals only — Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. See Trading Conditions . Why did my Crypto leverage change when I moved to the Master Account? Crypto leverage drops from 1:2 during the Evaluation phase to 1:1 on the Master Account, including on Swap-Free accounts. This is a separate, temporary change from the Dynamic Leverage tiers applied to Metals, Indices, and Energies. See Trading Conditions .

1 Step Model (No Longer Offered) One phase. One goal. One Master Account. Designed for traders who prefer a lean, performance-driven journey to their Master Account. By focusing on a single phase, we have streamlined the evaluation by removing the second hurdle, allowing you to reach your trading goals in record time. One Evaluation Phase : 10% profit target, minimum 3 trading days. Flexible reward cycles : Weekly 60%, Bi-Weekly 80%, Monthly 100%, or On Demand 90%. News trading allowed on Master : with a 10-minute window restriction. Risk Per Trade Idea applies on Master only : does not apply during evaluation. Account sizes : $5K, $10K, $25K, $50K, and $100K. Evaluation Phase Account Violations Additional Guidelines Rewards Trading Conditions This account is no longer offered. Evaluation Phase Optimized for efficiency: a streamlined, single-phase evaluation fast-tracking your way to a Master Account. Tests your trading skills and builds your trading profile. Phase 1 Achieve a 10% profit target during Phase 1. Complete a minimum of 3 trading days to pass. Adhere to all trading rules and risk limits. Profit Concentration Policy Evaluation Phase · $25,000 and above The Profit Concentration Policy brings more clarity and clear expectations to how evaluation results are assessed. If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward can be requested. What counts as a trade idea A trade idea is a single trade, or multiple positions on the same instrument in the same direction, including any new position opened within 10 minutes of closing a losing trade. All of these positions are grouped and assessed together when measuring profit concentration. Minimum profitable days on the Master Account If the policy is triggered, your Master Account will require 4 minimum profitable days before you can request a reward. A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account. The 4 days do not need to be consecutive. Passing the evaluation is not affected Triggering the 60% threshold does not fail the evaluation. You still pass normally. The policy only affects when you can request your reward on the Master Account. Which accounts are affected This policy applies to newly created Evaluation accounts at $25,000 and above, created on or after June 27, 2026. Existing Evaluation accounts are not affected. Evaluation accounts created before June 27, 2026 are not subject to this policy. If you have an existing 1 Step Evaluation account as of June 27, 2026, this policy does not apply, even after you pass and a Master Account is created. Any new Evaluation account created on or after June 27, 2026 is subject to this policy. The Master Account Evaluation Complete Once you successfully pass Phase 1, you will be offered the opportunity to trade on a Master Account. For setup instructions, click here . This account is no longer offered. Account Violations: Hard Breach Hard breaches are serious violations of our established rules. Committing a hard breach will result in the immediate closure of your account with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 6% Your equity or balance cannot fall 6% below the starting account size. How is this calculated? ↓ Daily Loss Limit 3% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Risk Per Trade Idea Master Only 3% below $50K · 2% at $50K and above. Does not apply during evaluation. How are trade ideas grouped? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 6% of the starting account size. This is the total amount you are not allowed to lose on your account overall. Your equity or balance cannot touch this level at any point, including floating losses from open trades. 1 Worked example Account size: $100K 6% of $100K = $6K. Your equity or balance cannot drop to $94K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit: 3% of the higher value between your opening balance or opening equity for that day. At the start of each trading day, the system records both your balance and your equity. Whichever is higher becomes the baseline. Your equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 3% of $107K = $3,210. Your equity cannot drop to $103,790 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 3% of $100K = $3K. Your equity cannot drop to $97K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on your FundingPips dashboard. What counts as a Risk Per Trade Idea? Master Account Only Risk Per Trade Idea does not apply during the evaluation phases. It is enforced on Master Accounts only, including merged accounts. Learn more about Risk Per Trade Idea here. The max loss allowed on a single trade idea on your Master Account, including both realized and unrealized losses across all related positions. Below $50K: 3% of Master Account Size $50K and above: 2% of Master Account Size 1 Single Trades Your biggest loss on any single trade must not reach the limit for your account size. Below $50K $25K account , limit: 3% = $750 A single trade loss of $750 or more = Breach $50K and above $100K account , limit: 2% = $2K A single trade loss of $2K or more = Breach 2 Same Trade Idea: Combined Positions Multiple positions on the same pair active at the same time are treated as one trade idea. Combined losses (including unrealized) must not reach the limit. Below $50K $25K account , limit: 3% = $750 Three concurrent buys on EURUSD: Trade 1 loss: $300 Trade 2 loss: $200 Trade 3 loss: $250 Combined: $750 = Breach , even if Trade 1 is still open $50K and above $100K account , limit: 2% = $2K Three concurrent sells on XAUUSD: Trade 1 floating loss: $900 Trade 2 floating loss: $700 Trade 3 floating loss: $400 Combined: $2K = Breach , regardless of whether trades remain open 3 Splitting a Trade: The 10 Minute Rule Each new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea, regardless of how many. The combined loss across all of them is assessed against the limit. Below $50K $25K account , limit: 3% = $750 Trade 1: closed at $500 loss Trade 2: reopened same direction within 10 min, $250 loss Combined: $750 = Breach $50K and above $100K account , limit: 2% = $2K Trade 1: closed at $1,200 loss Trade 2: reopened same direction within 10 min, $800 loss Combined: $2K = Breach Inactivity What counts as activity? Your account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after your last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. This account is no longer offered. Soft Breach Soft breaches do not lead to account closure, but may result in restrictions such as limited access or removal of profits depending on the violated rule. News and weekend Soft Breach: Profits Removed We use Forex Factory as our official news source. High-impact events and speeches are highlighted in red. You can also access the calendar directly through your dashboard. Evaluation Stage There are no restrictions on holding trades during news events or over the weekend during the Evaluation Stage. You are free to manage your trades as you see fit. Important Purposely trading news is prohibited and will lead to account closure. Weekend holds are permitted during evaluation phases with no restrictions. Master Account Weekend Holds: Temporarily Not Allowed A temporary change is in effect: holding trades over the weekend is currently not allowed on 1 Step Master Accounts. Ensure all trades are closed before market close on Friday. Any open trades will be automatically closed by the system; this is not a hard breach. You can hold trades during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news events. 1 The 10-minute restricted window You cannot open or close positions within a 10-minute window surrounding a high-impact news event (red folder only) on the affected currencies. This window spans 5 minutes before and 5 minutes after the event. For high-impact speeches, the window spans 5 minutes before the speech begins until 5 minutes after it concludes. Profits from trades opened or closed within this window will not be counted on the Master Account. The full profit of the affected trade is deducted, not just the portion earned during the window. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: if a high-impact news event affects USD, you cannot open or close trades on USD-related pairs within the 10-minute window. Trade opened 30 minutes before the event: closing it within the 10-minute window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news: profits will count if closed within the 10-minute window. Trades opened less than 5 hours before the news: profits will not count if closed during the 10-minute window. Closing any partial orders will affect the entire order, leading to a flag for news trading. Traders are responsible for violations if deductions exceed the daily loss or max loss limit. This account is no longer offered. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward cycle On Demand 90% Request any time with 35% consistency score & min 2% profit. How does this work? ↓ Weekly 60% 7 days after your first executed trade on the Master Account. How does this work? ↓ Bi-Weekly 80% Every 14 calendar days after your first executed trade. How does this work? ↓ Monthly 100% Every 30 calendar days after your first executed trade. How does this work? ↓ On Demand 90% Split You can request an On Demand reward with a 90% split at any time once you meet both of the following criteria: A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. The minimum reward amount for On Demand is 2% of the Master Account Size . Weekly 60% Split You are eligible to request a reward with a 60% split seven days after your first executed trade on your Master Account. How It Works First trade on Monday, then request the following Monday First trade on Tuesday, then request the following Tuesday First trade on Wednesday, then request the following Wednesday First trade on Thursday, then request the following Thursday First trade on Friday, then request the following Friday Important The rolling cycle starts again after the first executed trade following each successfully processed reward. Bi-Weekly 80% Split You can request a reward with an 80% split every 14 calendar days after your first executed trade on your Master Account. The cycle resets after each successfully processed reward. Monthly 100% Split You can request a reward with a 100% split every 30 calendar days after your first executed trade on your Master Account. The cycle resets after each successfully processed reward. This account is no longer offered. Trading Conditions: Execution Parameters Understand the mechanics of your Master Account. This includes your purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Weekend holds are currently not allowed . Close all trades before Friday market close. Any open trades will be closed by the system; this is not a hard breach. Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swap-Free Account (MT5) Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies No commission No commission Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swap-Free Account (MT5) Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 When you pass Phase 1 and move to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During Phase 1, Crypto leverage stays at 1:2. Important Information Temporary Change Active A temporary change to weekend holding and leverage has been implemented on 1 Step Master Accounts and will remain in effect until further notice. Holding trades during the weekend is not allowed for all Master Accounts. Ensure all trades are closed before the market closes on Friday. Any open trades will be automatically closed by the system. This is not a hard breach. We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give you more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to your entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as your position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning you only need a small fraction of the trade's full value as margin. As your position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. Your margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not your entire position. So, you always benefit from the lower tiers, no matter how large your trade becomes. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of your margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction. Frequently Asked Questions Common questions about the topics covered on this page. Evaluation to Master Phase Is there a time limit to pass the evaluation? No. There is no time limit to pass the evaluation. You can take as long as you need, as long as you complete at least one trade every 30 days to avoid inactivity and follow all trading rules. When will I receive my Master Account after passing Phase 1? After passing Phase 1, the Master Account is issued once the standard Master Account onboarding process is complete. This includes KYC verification, a review by the Responsible Trading Team (up to 2 working days), Customer Agreement signing, and connection to the risk management framework (a further 2 working days). If my open trades are showing a profit above the target, have I passed? No. The profit target is only calculated on closed trades. Profits from trades that are still open do not count toward passing, even if they are showing a gain above the target. You need to close those trades for the profit to be counted. Is there a reset option if my Evaluation Account is breached? No, this account is no longer offered. You can purchase one of the available account types instead: 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro, or FundingPips Zero. My account was closed for inactivity. Can I get an Evaluation Reset? No. Reset options are no longer available for this account. Account Violations If my account drops below the limit for just a moment and then recovers, is it still a violation? Yes. The moment your account value touches or drops below the limit, even briefly, it is counted as a violation. It does not matter if the account recovers right after. My trade hit the loss limit during the day but closed in profit. Is my account still violated? Yes. The violation is confirmed the moment the limit is touched. Even if the trade turns around and closes in profit, the account remains violated because the rule was broken at some point during the trade. When does the 30-day inactivity clock start? If you have not placed any trades yet, the clock starts from the day your account was created. If you have traded before, it starts the day after your last trade was fully closed. You need to complete at least one trade within any 30-day window to keep the account active. I have an open trade right now. Does that count as activity? No. A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. The trade must be completed before the 30-day window runs out. If one trade is profitable, can it cancel out a loss on another trade for the risk limit? No. Profits from one trade cannot be used to offset losses from another when calculating the Risk Per Trade Idea limit. Each trade idea is assessed on its own losses only. Does the Risk Per Trade Idea rule apply during the evaluation phase? No. The Risk Per Trade Idea rule only applies on the Master Account. It does not apply during the evaluation phase, so you will not be penalized for it while working toward your profit target. What happens if I break one of the trading rules? Your account is immediately locked. Any open trades are closed automatically, and the account switches to view-only mode, meaning you can see everything but can no longer place trades. Your dashboard will show exactly which rule was broken and when. You will also receive an email notification straight away. Additional Guidelines Does the news trading restriction apply to all order types? Yes. The news window restriction on the Master Account applies to all order types, not just market orders. Opening or closing any position type within the restricted window on the affected currency will result in those profits not being counted. Rewards My Consistency Score is too high and I cannot request a reward. How do I fix this? The 35% Consistency Score applies only on the On Demand reward cycle. It checks that no single day made up too large a share of your total profits. If your best day accounted for more than 35% of everything you have earned, On Demand reward requests are blocked until the score comes back down. Continue trading and keep each day's profit below your best day so far. As your total profit grows, the percentage that one big day represents will naturally decrease and bring the score back within range. Weekly, Bi-Weekly, and Monthly reward cycles are not subject to the 35% rule. My reward date has passed but I am not ready to request yet. Will I lose it? No. Once your reward cycle is complete, it stays available until you choose to request it. You can submit the request on any working day, as long as all requirements are met and your account is in good standing. The cycle only resets after a reward is successfully processed. Trading Conditions How many lots can I open at once on crypto? You can open a max of 1 lot per click on crypto, as long as your account has enough available margin. A separate platform-wide limit of 20 lots per click applies across all instruments, but the 1-lot limit is the binding restriction for crypto trades specifically. Profit Concentration Policy Which account model does the Profit Concentration Policy apply to? The Profit Concentration Policy applies to newly created Evaluation accounts at $25,000 and above across all models with an evaluation phase: 1 Step, 2 Step Standard, 2 Step Pro, and 2 Step Flex. It does not apply to Zero accounts, as Zero is an instant Master Account with no evaluation phase. What counts as a trade idea under this policy? A trade idea is a single trade, or multiple positions on the same instrument in the same direction, including any new position opened within 10 minutes of closing a losing trade. All of these positions are grouped and assessed together when measuring profit concentration. What happens if a single trade idea exceeds 60% of the profit target? If a single trade idea accounts for more than 60% of the profit target in any evaluation phase, the Master Account created after passing will require 4 minimum profitable days before each reward request, for the lifetime of the Master Account. The evaluation result itself is not affected. What are the 4 minimum profitable days on the Master Account? A profitable day is a trading day where net realized profit is at least 0.5% of the account's initial balance on the Master Account. You need 4 of these days before each reward request, for the lifetime of the Master Account. The days do not need to be consecutive. Does the Profit Concentration Policy apply to my existing evaluation account? If your evaluation account was created before June 27, 2026, this policy does not apply. Only evaluation accounts created on or after June 27, 2026 are subject to this policy. I have an existing 1 Step Evaluation. Does this policy apply to me? If your 1 Step Evaluation account was created before June 27, 2026, this policy does not apply, even after you pass and a Master Account is created. Only new 1 Step Evaluation accounts created on or after June 27, 2026 are subject to this policy. Does the Profit Concentration Policy apply to Zero accounts? No. Zero is an instant Master Account with no evaluation phase. The Profit Concentration Policy applies during evaluation phases only, so Zero accounts are not affected. Does triggering the 60% threshold mean I fail the evaluation? No. Triggering the 60% threshold does not fail the evaluation. You still pass normally. The only consequence is that your Master Account will require 4 minimum profitable days before each reward request, for the lifetime of the Master Account.

2 Step Flex Model Two phases. Two ways to earn. 2 Step Flex is a two-phase evaluation. Phase 1 and Phase 2, then trading on a Master Account. At purchase, the reward structure is chosen: an 80% split, passing each phase on its profit target, or a 95% split based on profitable days. The choice is locked for the life of the account, and both cost the same. 2-phase evaluation : Phase 1 (10%) + Phase 2 (8%) with an 80% split with 1 minimum trading day, or a 95% split with 3 profitable days (≥ 0.5% each). Flexible, bi-weekly rewards : Choose the reward split! Get an 80% split with 1 minimum trading day, or 95% on 3 profitable days. 1:100 Forex leverage : The highest standard Forex leverage available across all models. Generous loss limits : Trade comfortably with a 4% daily and 12% maximum loss limit. Overnight & Weekend Holding : always allowed on Evals. Allowed on Master with Swing Add-on. Account sizes : $5K, $10K, $25K, $50K, and $100K. Evaluation to Master Phase Account Violations Additional Guidelines Rewards Trading Conditions Tests trading skills and builds a trading profile. Phase 1 Achieve a 10% profit target during Phase 1. 1 minimum trading day on the 80% split, or 3 profitable days on the 95% split. Adhere to all trading rules and risk limits. Existing Phase 1 accounts and accounts purchased before 26 August 2026 will retain the 0 minimum trading day requirement for the 80% split. Reset and new accounts will require 1 minimum trading day. Confirms consistency and validates Phase 1 performance. Phase 2 Achieve a 8% profit target during Phase 2. 1 minimum trading day on the 80% split, or 3 profitable days on the 95% split. Adhere to all trading rules and risk limits. Existing Phase 2 accounts will retain the 0 minimum trading day requirement for the 80% split. Reset and new accounts purchased on or after 26 August 2026 will require 1 minimum trading. day. Account Reset A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below. Phase 1 Reset: differs by account size $50K and below: 20% off For $100K: 15% off Phase 2 Reset: 12% off the purchase price Master Account Reset: 8% off the purchase price Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform If a Phase 2 or Master Account is reset, it restarts from Phase 1 The reset option will appear automatically on the dashboard once the account qualifies. The Master Account Evaluation Complete Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here . Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 12% Equity or balance cannot hit 12% below the starting account size at any time. How is it calculated? ↓ Daily Loss Limit 4% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 12% of the starting account size. This is a static floor; it never moves. Equity or balance cannot touch this level at any point across both phases and the Master Account, including floating losses from open trades. 1 Worked example Account size: $100K 12% of $100K = $12K. Equity or balance cannot drop to $88K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit: 4% of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 4% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 4% of $107K = $4,280. Equity cannot drop to $102,720 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 4% of $100K = $4K. Equity cannot drop to $96K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. News & Speeches Trading We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches . Trading during high-impact news and speeches is subject to specific restrictions depending on account phase. Important Purposely trading during news and speeches in both the Evaluation and Master phases is prohibited and will result in account closure. Evaluation Phase There are no news trading restrictions during the Evaluation phase . Trades can be held and managed during news and speech. Master Account Soft Breach These rules do not result in account closure, but affected profits will be deducted. Trades can be held during news and speeches on the Master Account, however specific rules apply to trades opened or closed near high-impact news events . 1 The restricted window Restricted News ; the window runs from 5 minutes before or 5 minutes after high-impact news . Restricted Speeches ; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes. Profit Deduction Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: if news affects USD, trades cannot be opened or closed on any USD-related pairs within the 10-minute window. Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news: profits will count if closed within the 10-minute window. Trades opened less than 5 hours before the news: profits will not count if closed during the 10-minute window. Closing any partial orders will affect the entire order, leading to a news trading flag. Traders are responsible for violations if deductions exceed the daily or max loss limit. Overnight & Weekend Holding Evaluation Overnight & Weekend holding are allowed during evaluation phases for all instruments on 2 Step Flex. Master On the Master Account , holding trades overnight and over the weekend is not allowed on 2 Step Flex Master Accounts. All open trades will be automatically closed by the system unless you have the Swing add-on . Trades closed by the system for Overnight & Weekend holding will not result in an account breach; however, it will not count as a valid trading day. Auto-close window for Master Accounts Open positions on 2 Step Flex Master Accounts are closed by the system each day within a 15-minute window: • Summer time (from the first Sunday of March): 20:45 – 21:00 UTC • Winter time (from the first Sunday of November): 21:45 – 22:00 UTC Closing starts at the beginning of the window, and any position still open at the end of it will be closed. Overnight and weekend holding on Master Accounts can be enabled at the time of purchase through an Add-on . Impact of Weekend trades on consistency score Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward Cycle Rewards run on two cycles: Bi-Weekly (choose an 80% or 95% split at purchase) or Monthly (100% split, available on Master Accounts purchased on 15 August 2026 onwards). Qualification depends on the cycle and split chosen. There is no Consistency Score on either Bi-Weekly split. Click a card to learn more. Bi-Weekly, 80% 80% Every 14 calendar days, no other requirement. How does this work? ↓ Bi-Weekly, 95% 95% Every 14 calendar days, plus 3 profitable days per cycle. How does this work? ↓ Monthly, 100% 100% Every 30 calendar days, plus eligibility conditions. How does this work? ↓ Bi-Weekly 80% Split Request a Reward with an 80% split every 14 calendar days after the first executed trade on the Master Account. The 14-day timer is the only gate. The cycle resets after each successfully processed reward. Bi-Weekly 95% Split Request a Reward with a 95% split every 14 calendar days after the first executed trade, plus 3 profitable days in the cycle. A profitable day is a day whose profit is at least 0.5% of the starting account size. How It Works The 14-day timer alone is not enough on the 95% split. 3 profitable days are needed within the cycle to qualify. The profitable-day count resets after each reward. Monthly 100% Split Effective 15 August 2026 This applies to Evaluation Accounts purchased on or after 15 August 2026 . Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward. Eligibility Requirements A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward. The account is placed under the Striking System , at a 1% of account size warning trigger, at every account size. This is new for 2 Step Flex: the Striking System does not apply on either Bi-Weekly split. How does the Striking System work? The Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size . All losses from a single trade idea are counted together. A trade idea can be any of the following: One trade Multiple trades running together on the same instrument and in the same direction Two or more new trades opened within 10 minutes of closing a losing trade Warnings are cumulative and do not reset between Reward cycles. Warning What happens 1st A warning is recorded. 2nd The reward split drops by half (for example, from 80% to 40%). 3rd The reward split drops to 20%. 4th Account breach. The account is closed immediately. Profit Deduction Any profit from trade ideas that received a warning is deducted from the account. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swing and Swap free accounts Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies / Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swing and Swap free accounts Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2. Important Information We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes. Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction. Frequently Asked Questions Common questions about the topics covered on this page. Evaluation to Master Phase Is there a time limit to pass the evaluation? No. There is no time limit on either phase. Any pace works, as long as at least one trade is completed every 30 days to avoid inactivity and all trading rules are followed throughout. When will I receive my Phase 2 account after passing Phase 1? Once all Phase 1 objectives are finished, the Phase 2 account will be ready! The new login details appear on the dashboard under Credentials. When will I receive my Master Account after passing Phase 2? After passing Phase 2, the Master Account is issued once the standard Master Account onboarding process is complete. This includes KYC verification, a review by the Responsible Trading Team (up to 2 working days), Customer Agreement signing, and connection to the risk management framework (a further 2 working days). If my open trades are showing a profit above the target, have I passed? No. To pass either phase, the profit target must be reached with all open trades closed. Profits from trades that are still open do not count, even if they are showing a gain above the target. My account was closed for inactivity. Can I get an Evaluation Reset? Yes. Resets are now available for inactivity breaches, with discounts based on the account phase. If Phase 1, Phase 2, or Master Account is breached, a Reset option will appear on the dashboard within 7 calendar days of the breach. Phase 1 resets receive a 8% discount, Phase 2 resets receive a 8% discount, and Master Account resets receive a 7% discount. All reset accounts restart at Evaluation Phase 1. What happens if I breach during a phase? Can I reset? Yes. If Phase 1 or Phase 2 is breached through trading behavior or a risk-limit violation, an Evaluation Reset at a 8% discount appears automatically on the dashboard, available for 7 calendar days after the breach. It restarts the account at Phase 1, even if Phase 2 was breached, and keeps the same account number, account size and trading platform. It does not apply to a breached Master Account or to an account closed for inactivity. Account Violations If my account drops below the limit for just a moment and then recovers, is it still a violation? Yes. The moment the account value touches or drops below the limit, even briefly, it is counted as a violation. It does not matter if the account recovers right after. My trade hit the loss limit during the day but closed in profit. Is my account still violated? Yes. The violation is confirmed the moment the limit is touched. Even if the trade turns around and closes in profit, the account remains violated because the rule was broken at some point during the trade. What happens if I do not trade for a while? If no trade is completed for 30 consecutive calendar days, the account is closed for inactivity. At least one fully closed trade within any 30-day window keeps the account active. What happens if I break one of the trading rules? The account is immediately locked. Any open trades are closed automatically, and the account switches to view-only mode. The dashboard will show exactly which rule was broken and when, and an email notification is also sent. Additional Guidelines Does the news trading restriction apply to all order types? Yes. The news window restriction on the Master Account applies to all order types. Opening or closing any position type within the restricted window on the affected currency will result in those profits not being counted. Can I hold trades over the weekend? Weekend holding is allowed during the Evaluation phases but is not allowed on Master Accounts by default. On Master Accounts, weekend holding can be enabled at the time of purchase through a 10% add-on. If weekend holding is not enabled, any open trades will be automatically closed before the weekend. This will not result in a hard breach, but the trades will not count as a valid trading day. Rewards What counts as a profitable day? A profitable day is a day whose profit is at least 0.5% of the starting account size. Profitable days are the qualification path in each phase on the 95% split, and for a reward on the 95% split. Can I change my reward split after I buy? No. The 80% or 95% split is chosen at purchase, and the choice is locked for the life of the account. Both cost the same. When can I request my first reward? On the 80% split, 14 calendar days after the first executed trade on the Master Account. On the 95% split, 3 profitable days in the cycle are also required. The minimum reward request is 1% of the Master Account Size, including FundingPips' split. My reward date has passed but I am not ready to request yet. Will I lose it? No. Once the reward cycle is complete, it stays available until requested. The request can be submitted whenever ready. Trading Conditions How many lots can I open at once on crypto? A maximum of 1 lot per click can be opened on crypto, as long as the account has enough available margin.

2 Step Pro Model Precision metrics. Professional scaling. Elite status. 2 Step Pro elevates the classic 2-phase structure into a high-performance framework with advanced metrics designed for elite traders who operate at the market's peak. 6% profit target in both phases: tighter, more precise evaluation. No Minimum trading day per phase to the Master Account. 6% max loss / 3% daily loss : strict risk controls throughout. Overnight & Weekend Holding : always allowed on Evals. Allowed on Master with Swing Add-on. Account sizes : $5K, $10K, $25K, $50K, $100K, and $200K. Evaluation to Master Phase Account Violations Additional Guidelines Rewards Trading Conditions Tests trading skills and helps define a trading profile. Phase 1 Achieve a 6% profit target during Phase 1. Zero minimum trading day to pass. Adhere to all trading rules and risk limits. Existing Phase 1 accounts and accounts purchased before 26 August 2026 will retain the 1 minimum trading day requirement. Reset and new accounts will require 2 minimum trading days. Confirms consistency and validates the outcome of Phase 1. Phase 2 Achieve a 6% profit target during Phase 2. Zero minimum trading day to pass. Adhere to all trading rules and risk limits. Existing Phase 2 accounts will retain the 1 minimum trading day requirement. Reset and new accounts purchased on or after 26 August 2026 will require 2 minimum trading days. Account Reset A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below. Phase 1 Reset: differs by account size $50K and below: 20% off For $100K: 15% off For $200K: 15% off Phase 2 Reset: 12% off the purchase price Master Account Reset: 8% off the purchase price Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform The reward cycle can be selected once the evaluation account reaches the Master Account. If a Phase 2 or Master Account is reset, it restarts from Phase 1 The reset option will appear automatically on the dashboard once the account qualifies. The Master Account Evaluation Complete Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here . Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 6% Equity or balance cannot hit 6% below the starting account size at any time. How is it calculated? ↓ Daily Loss Limit 3% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 6% of the starting account size. This is a static floor; it never moves. Equity or balance cannot touch this level at any point across all phases, including floating losses from open trades. 1 Worked example Account size: $100K 6% of $100K = $6K. Equity or balance cannot drop to $94K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 3% of $107K = $3,210. Equity cannot drop to $103,790 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 3% of $100K = $3K. Equity cannot drop to $97K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. News & Speeches Trading We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches. Trading during high-impact news and speeches is subject to specific restrictions depending on account phase. Important Purposely trading news and speeches in both evaluation phase and master phase is prohibited and will lead to account closure. Evaluation Phase There are no news trading restrictions during the Evaluation phase . Trades can be held and managed during the news events. Master Account Soft Breach These rules do not result in account closure, but affected profits will be deducted. Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news events . 1 The restricted window Restricted News ; the window runs from 5 minutes before or 5 minutes after high-impact news . Restricted Speeches ; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes. Profit Deduction Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: if news affects USD, trades cannot be opened or closed on any USD-related pairs within the 5-minute before or 5-minute after window. Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news or speeches: profits will count if closed within the restricted window. Trades opened less than 5 hours before the news or speeches: profits will not count if closed during the restricted window. Closing any partial orders will affect the entire order, leading to a news trading flag. Traders are responsible for violations if deductions exceed the daily or max loss limit. Overnight & Weekend Holding Evaluation Overnight & Weekend holding are allowed during evaluation phases for all instruments on 2 Step Pro. Master On the Master Account, holding trades overnight and over the weekend is not allowed on 2 Step Pro Master Accounts. All open trades will be automatically closed by the system unless you have the Swing add-on . Trades closed by the system for Overnight & Weekend holding will not result in an account breach; however, it will not count as a valid trading day. Auto-close window for Master Accounts Open positions on 2 Step Pro Master Accounts are closed by the system each day within a 15-minute window: • Summer time (from the first Sunday of March): 20:45 – 21:00 UTC • Winter time (from the first Sunday of November): 21:45 – 22:00 UTC Closing starts at the beginning of the window, and any position still open at the end of it will be closed. Overnight and weekend holding on Master Accounts can be enabled at the time of purchase through an Add-on . Impact of Weekend trades on consistency score Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward Structure Reward Cycle Weekly Every 7 calendar days after the first executed trade on the Master Account. 80% split on every reward. How does this work? ↓ Reward Cycle Monthly Every 30 calendar days after the first executed trade on the Master Account. 100% split on every reward. How does this work? ↓ Weekly 80% Split Request a Reward with an 80% split every 7 calendar days after the first executed trade on the Master Account. Monthly 100% Split Effective 15 August 2026 This applies to Evaluation Accounts purchased on or after 15 August 2026 . Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward. Eligibility Requirements A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward. The account is placed under the Striking System , at a 1% of account size warning trigger, at every account size. How does the Striking System work? The Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size . All losses from a single trade idea are counted together. A trade idea can be any of the following: One trade Multiple trades running together on the same instrument and in the same direction Two or more new trades opened within 10 minutes of closing a losing trade Warnings are cumulative and do not reset between Reward cycles. Warning What happens 1st A warning is recorded. 2nd The reward split drops by half (for example, from 80% to 40%). 3rd The reward split drops to 20%. 4th Account breach. The account is closed immediately. Profit Deduction Any profit from trade ideas that received a warning is deducted from the account. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swing and Swap Free accounts Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies / Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swing and Swap Free accounts Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2. Important Information We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes. Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies. Frequently Asked Questions Evaluation to Master Phase Is there a time limit to pass the evaluation? No. There is no time limit on either phase. Any pace works, as long as at least one trade is completed every 30 days to avoid inactivity and all trading rules are followed throughout. When will I receive my Phase 2 account after passing Phase 1? Once all Phase 1 objectives are finished, the Phase 2 account will be ready! The new login details appear on the dashboard under Credentials. When will I receive my Master Account after passing Phase 2? After passing Phase 2, the Master Account is issued once the standard Master Account onboarding process is complete. This includes KYC verification, a review by the Responsible Trading Team (up to 2 working days), Customer Agreement signing, and connection to the risk management framework (a further 2 working days). If my open trades are showing a profit above the target, have I passed? No. To pass either phase, the profit target must be reached with all open trades closed. Profits from trades that are still open do not count, even if they are showing a gain above the target. Is there a reset option if my Evaluation Account is breached? Yes. If a Phase 1 or Phase 2 account is breached due to trading rules or risk violations, a Reset option with a 8% discount for Phase 1 and 10% discount for Phase 2 will appear on the dashboard within 7 calendar days of the breach. If a Phase 2 account is reset, it restarts from Phase 1. My account was closed for inactivity. Can I get an Evaluation Reset? Yes. Resets are now available for inactivity breaches, with discounts based on the account phase. If Phase 1, Phase 2, or the Master Account is breached, a Reset option will appear on the dashboard within 7 calendar days of the breach. Phase 1 resets receive a 8% discount, Phase 2 resets receive a 8% discount, and Master Account resets receive a 7% discount. All reset accounts restart at Evaluation Phase 1. Account Violations If my account drops below the limit for just a moment and then recovers, is it still a violation? Yes. The moment the account value touches or drops below the limit, even briefly, it is counted as a violation. It does not matter if the account recovers right after. My trade hit the loss limit during the day but closed in profit. Is my account still violated? Yes. The violation is confirmed the moment the limit is touched. Even if the trade turns around and closes in profit, the account remains violated because the rule was broken at some point during the trade. When does the 30-day inactivity clock start? If no trades have been placed yet, the clock starts from the day the account was created. If trading has occurred before, it starts the day after the last trade was fully closed. At least one trade must be completed within any 30-day window to keep the account active. I have an open trade right now. Does that count as activity? No. A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. The trade must be completed before the 30-day window runs out. What happens if I break one of the trading rules? The account is immediately locked. Any open trades are closed automatically, and the account switches to view-only mode, allowing full visibility but no further trading. The dashboard will show exactly which rule was broken and when. An email notification is also sent immediately. Additional Guidelines Does the news trading restriction apply to all order types? Yes. The news window restriction on the Master Account applies to all order types. Opening or closing any position type within the restricted window on the affected currency will result in those profits not being counted. Rewards My reward date has passed but I am not ready to request yet. Will I lose it? No. Once the reward cycle is complete, it stays available until requested. The request can be submitted on any working day, as long as all requirements are met and the account is in good standing. The cycle only resets after a reward is successfully processed. Trading Conditions How many lots can I open at once on crypto? A max of 1 lot per click can be opened on crypto, as long as the account has enough available margin. A separate platform-wide limit of 20 lots per click applies across all instruments, but the 1-lot limit applies specifically to crypto.

2 Step Standard Model Proven consistency. Sustainability. Industry Standard. Our 2 Step Standard Model is the industry standard and top choice for traders who believe mastery is built on a foundation of consistency. This two-tier evaluation ensures that reaching the Master level comes with the proven track record to stay there. 2-phase evaluation : Phase 1 (8%) + Phase 2 (5%). Flexible reward cycles : Weekly 60%, Bi-Weekly 80%, Monthly 100%, or On Demand 90%. 1:100 Forex leverage : the highest standard Forex leverage available across all models. Overnight & Weekend Holding : always allowed on Evals. Allowed on Master with Swing Add-on. Account sizes : $5K, $10K, $25K, $50K, and $100K. Evaluation to Master Phase Account Violations Additional Guidelines Rewards Trading Conditions Tests trading skills and builds a trading profile. Phase 1 Achieve an 8% profit target during Phase 1. Complete a minimum of 3 trading days to pass. No minimum trading days when the 3% daily loss add-on is selected. Adhere to all trading rules and risk limits. 10% Profit Target: No Longer Offered, effective 24 July 2026 at 06:00 Server Time (UTC+3). Confirms consistency and validates Phase 1 performance. Phase 2 Achieve a 5% profit target during Phase 2. Complete a minimum of 3 trading days to pass. No minimum trading days when the 3% daily loss add-on is selected. Adhere to all trading rules and risk limits. Account Reset A second chance built for momentum. If an account is breached due to trading behavior, risk violations, or inactivity breaches, it can restart quickly without changing the setup with a discounted reset shown below. Phase 1 Reset: differs by account sizes $50K and below: 20% off For $100K: 15% off Phase 2 Reset: 12% off the purchase price Master Account Reset: 8% off the purchase price Existing 2 Step Standard accounts with a 10% profit target will reset as 2 Step Flex with 85% profit split A non-USD account resets as a USD account. Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform The reward cycle can be selected once the evaluation account reaches the Master Account. If a Phase 2 or Master Account is reset, it restarts from Phase 1 The reset option will appear automatically on the dashboard once the account qualifies. The Master Account Evaluation Complete Once both phases are passed, the opportunity to trade on a Master Account is offered. For setup instructions, click here . Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Max Loss Limit 10% Equity or balance cannot hit 10% below the starting account size at any time. How is it calculated? ↓ Daily Loss Limit 3% or 5% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ How is the Max Loss Limit calculated? Max Loss Limit: 10% of the starting account size. This is a static floor; it never moves. Equity or balance cannot touch this level at any point across all phases, including floating losses from open trades. 1 Worked example Account size: $100K 10% of $100K = $10K. Equity or balance cannot drop to $90K at any point. How is the Daily Loss Limit calculated? Daily Loss Limit 3% or 5% (based on the configuration you purchased) of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than Daily Loss Limit of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 5% of $107K = $5,350. Equity cannot drop to $101,650 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 5% of $100K = $5K. Equity cannot drop to $95K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. News & Speeches Trading We use the Economic Calendar on the FundingPips dashboard as our official news source, which features the News and Speeches. Trading during high-impact news and speeches is subject to specific restrictions depending on account phase. Important Purposely trading news in both evaluation phase and master phase is prohibited and will lead to account closure. Evaluation Phase There are no news trading restrictions during the Evaluation phase . Trades can be held and managed during the news events. Master Account Soft Breach These rules do not result in account closure, but affected profits will be deducted. Trades can be held during news events on the Master Account, however specific rules apply to trades opened or closed near high-impact news and speeches events . 1 The restricted window Restricted News ; the window runs from 5 minutes before or 5 minutes after high-impact news . Restricted Speeches ; the window spans from 10 minutes before the high-impact speech begins until 10 minutes after it concludes. Profit Deduction Profits made from trades opened or closed within the restricted window around any high-impact news and speeches on the affected currency may be deducted. 2 Swing trader exception: the 5-hour rule Trades opened 5 hours or more before a high-impact event or speech are excluded from the restriction and can be closed within the restricted window. Profits from these trades will count. Examples Related currency: restricted affects USD, trades cannot be opened or closed on any USD-related pairs within the 5-minute before or 5-minute after window. Trade opened 30 minutes before the event: closing it within the window will result in those profits not being counted. Trading Rule Clarification Trades opened more than 5 hours before the news or speeches: profits will count if closed within the restricted window. Trades opened less than 5 hours before the news or speeches: profits will not count if closed during the restricted window. Closing any partial orders will affect the entire order, leading to a news trading flag. Traders are responsible for violations if deductions exceed the daily or max loss limit. Overnight & Weekend Holding Evaluation Overnight & Weekend holding are allowed during evaluation phases for all instruments on 2 Step Standard. Master On the Master Account, holding trades overnight and over the weekend is not allowed on 2 Step Pro Master Accounts. All open trades will be automatically closed by the system unless you have the Swing add-on . Trades closed by the system for Overnight & Weekend holding will not result in an account breach; however, it will not count as a valid trading day. Auto-close window for Master Accounts Open positions on 2 Step Standard Master Accounts are closed by the system each day within a 15-minute window: • Summer time (from the first Sunday of March): 20:45 – 21:00 UTC • Winter time (from the first Sunday of November): 21:45 – 22:00 UTC Closing starts at the beginning of the window, and any position still open at the end of it will be closed. Overnight and weekend holding on Master Accounts can be enabled at the time of purchase through an Add-on . Impact of Weekend trades on consistency score Profits from these trades will still be added to the account balance while the biggest winning day and biggest losing day will be included in the consistency score calculation. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward Cycles On Demand 90% Request any time with 35% consistency score & min 2% profit. How does this work? ↓ Weekly 60% 7 days after the first executed trade on the Master Account. How does this work? ↓ Bi-Weekly 80% Every 14 calendar days after the first executed trade. How does this work? ↓ Monthly 100% Every 30 calendar days after the first executed trade. How does this work? ↓ On Demand 90% Split Request an On Demand Reward with a 90% split at any time once both of the following criteria are met: A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. The minimum reward amount for On Demand is 2% of the Master Account Size . Weekly 60% Split Request a Reward with a 60% split seven days after the first executed trade on the Master Account. How It Works First trade on Monday, then request the following Monday First trade on Tuesday, then request the following Tuesday First trade on Wednesday, then request the following Wednesday First trade on Thursday, then request the following Thursday First trade on Friday, then request the following Friday Bi-Weekly 80% Split Request a Reward with an 80% split every 14 calendar days after the first executed trade on the Master Account. Monthly 100% Split Effective 15 August 2026 This applies to Evaluation Accounts purchased on or after 15 August 2026 . Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. The consistency score and profitable days reset after each successfully processed reward. Eligibility Requirements A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward. At least 7 profitable days to qualify for a reward, each with 0.5% or more profit of the starting Master Account Size. Profitable days resets after each reward. The Striking System warning trigger drops to 1% of account size , at every account size, for as long as the reward cycle is set to Monthly. How does the Striking System work? The Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size . All losses from a single trade idea are counted together. A trade idea can be any of the following: One trade Multiple trades running together on the same instrument and in the same direction Two or more new trades opened within 10 minutes of closing a losing trade Warnings are cumulative and do not reset between Reward cycles. Warning What happens 1st A warning is recorded. 2nd The reward split drops by half (for example, from 80% to 40%). 3rd The reward split drops to 20%. 4th Account breach. The account is closed immediately. Profit Deduction Any profit from trade ideas that received a warning is deducted from the account. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Temporary Update: Master Accounts Only Dynamic leverage has been applied to Metals, Energies, and Indices on Master Accounts. See the Important Information section below. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swing and Swap Free accounts Forex $5 per lot $10 per lot Metals $5 per lot $10 per lot Energies / Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swing and Swap Free accounts Forex 1:100 1:30 Metals 1:30 1:10 Energies 1:10 1:5 Indices 1:20 1:5 Crypto 1:2 1:1 Once Phase 2 is passed and the account moves to the Master Account, Crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. This is a temporary change and is separate from the Dynamic Leverage below. During the evaluation phases, Crypto leverage stays at 1:2. Important Information We actively monitor market conditions and geopolitical developments to ensure a safe and stable trading environment. When volatility, liquidity, or overall risk levels change, we may adjust trading conditions as needed. This can include temporary changes to leverage and margin requirements. All updates will be communicated to clients promptly by email. Leverage Update: Effective 16 March 2026 at 23:59 Server Time (UTC+3) Temporary Dynamic Leverage Dynamic leverage is designed to give more trading flexibility while maintaining responsible risk controls. Instead of applying a single fixed leverage ratio to the entire position, it uses a tiered structure where smaller trade lot sizes benefit from higher leverage, and the ratio gradually decreases as position size grows. The temporary Dynamic Leverage is applied to Metals, Indices, and Energies on Master Accounts. Dynamic Leverage Tiers Lot Size Leverage 0.00 - 0.05 lots 1:50 0.05 - 0.10 lots 1:30 0.10 - 0.15 lots 1:25 0.15 - 0.25 lots 1:20 0.25 - 0.50 lots 1:10 0.50 and above lots 1:5 Example The first 0.05 lots of any position uses 1:50 leverage, meaning only a small fraction of the trade's full value is needed as margin. As the position grows beyond that, each additional portion requires progressively more margin (stepping through 1:30, 1:25, 1:20, and 1:10) until any volume above 0.50 lots uses the base rate of 1:5. The margin requirement is calculated cumulatively, each tier only applies to the portion of volume within its range, not the entire position. So, the lower tiers always benefit the trade, no matter how large it becomes. Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies and is the binding restriction. Frequently Asked Questions Common questions about the topics covered on this page. Evaluation to Master Phase Is there a time limit to pass the evaluation? No. There is no time limit on either phase. Any pace works, as long as at least one trade is completed every 30 days to avoid inactivity and all trading rules are followed throughout. When will I receive my Phase 2 account after passing Phase 1? Once all Phase 1 objectives are finished, the Phase 2 account will be ready! The new login details appear on the dashboard under Credentials. When will I receive my Master Account after passing Phase 2? After passing Phase 2, the Master Account is issued once the standard Master Account onboarding process is complete. This includes KYC verification, a review by the Responsible Trading Team (up to 2 working days), Customer Agreement signing, and connection to the risk management framework (a further 2 working days). If my open trades are showing a profit above the target, have I passed? No. To pass either phase, the profit target must be reached with all open trades closed. Profits from trades that are still open do not count, even if they are showing a gain above the target. Is there a reset option if my Evaluation Account is breached? Yes. If a Phase 1 or Phase 2 account is breached due to trading rules or risk violations, a Reset option with a 8% discount on Phase 1 and 8% discount on Phase 2 will appear on the dashboard within 7 calendar days of the breach. If a Phase 2 account is reset, it restarts from Phase 1. My account was closed for inactivity. Can I get an Evaluation Reset? Yes. Evaluation Resets are available when an account is breached due to trading rule or risk violations or Inactivity Account Violations If my account drops below the limit for just a moment and then recovers, is it still a violation? Yes. The moment the account value touches or drops below the limit, even briefly, it is counted as a violation. It does not matter if the account recovers right after. My trade hit the loss limit during the day but closed in profit. Is my account still violated? Yes. The violation is confirmed the moment the limit is touched. Even if the trade turns around and closes in profit, the account remains violated because the rule was broken at some point during the trade. When does the 30-day inactivity clock start? If no trades have been placed yet, the clock starts from the day the account was created. If trading has occurred before, it starts the day after the last trade was fully closed. At least one trade must be completed within any 30-day window to keep the account active. I have an open trade right now. Does that count as activity? No. A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. The trade must be completed before the 30-day window runs out. What happens if I break one of the trading rules? The account is immediately locked. Any open trades are closed automatically, and the account switches to view-only mode, allowing full visibility but no further trading. The dashboard will show exactly which rule was broken and when. An email notification is also sent immediately. Additional Guidelines Does the news trading restriction apply to all order types? Yes. The news window restriction on the Master Account applies to all order types. Opening or closing any position type within the restricted window on the affected currency will result in those profits not being counted. Rewards My Consistency Score is too high and I cannot request a reward. How do I fix this? For 2 Step Standard, the 35% Consistency Score applies only on the On Demand and Monthly reward cycles. It checks that no single day made up too large a share of total profits. If the best day accounted for more than 35% of everything earned, reward requests are blocked until the score comes back down. Continue trading and keep each day's profit below the best day so far. As total profit grows, the percentage that one big day represents will naturally decrease and bring the score back within range. Weekly and Bi-Weekly reward cycles are not subject to the 35% rule. My reward date has passed but I am not ready to request yet. Will I lose it? No. Once the reward cycle is complete, it stays available until requested. The request can be submitted on any working day, as long as all requirements are met and the account is in good standing. The cycle only resets after a reward is successfully processed. Trading Conditions How many lots can I open at once on crypto? A max of 1 lot per click can be opened on crypto, as long as the account has enough available margin. A separate platform-wide limit of 20 lots per click applies across all instruments, but the 1-lot limit is the binding restriction for crypto trades specifically.

Traders Toolkit Your command center for the FundingPips ecosystem. Technical insights and tools to support you from your first evaluation through managing a Master Account. Dashboard & Performance Metrics: Manage credentials, track reward schedules, and interpret the FP Score , our 0-100 proprietary metric measuring consistency, risk-reward, and discipline. Trading Platform Integration: Step-by-step setup guides for MetaTrader 5 , cTrader , and Match-Trader to get you connected and trading fast. Risk Management Tools: Master the internal Position Size Calculator : input your balance and risk % to size every trade precisely before entry. Dashboard FP Score Trading Tools Trading Platforms Your command center Manage credentials, track reward schedules, and monitor your important trading metrics, all from one place. Use this tab to navigate your accounts, locate certificates, and understand what each metric means. Dashboard Accounts, Credentials & Certificates Accounts & filters 1 Click Accounts in the left panel to see all your trading accounts. 2 Click any account number to open and manage it. 3 Old or breached accounts cannot be deleted. Archive them instead. Hover the account, click the Box icon (replaces the Crown icon) to archive. All Types All States All Phases Show archived Credentials & reward date Credentials Inside account, then top-right corner, then Credentials (next to the Share button) Platform password Only accessible via email to your registered FundingPips address Next Reward Date Inside account, then top center of screen (e.g. Next Reward Date: Aug 12, 2025 3:50 PM) Certificates Where to find Left menu, then Certificates, then choose format Awarded for Passing Phase 1 · Passing Phase 2 · First reward · Evaluation Allocation milestone Types Phase 1 · Phase 2 · Reward · Evaluation Allocation Formats PNG · PDF · Image · Shareable Link Trading Metrics Open any account from the Accounts menu to see your full performance data. The dashboard syncs at intervals. For real-time data, always use your trading platform. Important metrics Balance & Equity Right side, beneath Start Date. Balance = closed trades only; Equity = real-time value including open positions Avg Win · Avg Loss · Win Ratio · Profit Factor Scroll further down in the account view Max Daily Loss Trading Objectives: allowed limit, current equity, reset timer Max Loss Below Daily Loss: overall loss limit and margin remaining Daily Summary Calendar icon in left menu. Click any date for trades and P&L Weekly Summary To the right of the calendar. Weekly PnL by week Advanced metrics Other metrics Days Traded · Total Trades · Total Lots · Biggest Win/Loss · Short & Long Analysis · Profitability PnL by Duration P&L based on how long each trade was held PnL by Trade Duration Profit/loss relative to time each trade was open Instrument Profit Analysis P&L per instrument (EUR/USD, XAU/USD, etc.) Instrument Volume Analysis Volume per instrument. Higher volume does not always mean better results Trading History & Open Positions Bottom tabs: Symbol, Buy/Sell, dates, Entry/Exit, TP/SL, Lot size, Commission, Net P&L Dashboard not updating? Delays in the history view are normal. Your balance, trading objectives, and equity are always current. The dashboard is for informational purposes only and is not a live representation of performance. If you notice a discrepancy, allow time for the data to sync. Dashboard data may not always match live results due to synchronization intervals. Can't Sign In? Your account locks automatically after too many failed login attempts, a security measure. Your data, challenges, and Master Accounts are completely unaffected. 1 Unlock via email 1 Open the email with the subject Unlock your FundingPips Account . 2 Click Unlock my account . You'll be taken to a security verification screen. 3 Click Unlock Account to complete the process. You'll see a confirmation and be redirected to the login page. 4 Sign in using your existing password . No email? Check your spam or junk folder and make sure you're looking at your registered inbox. "Account Unlock Failed" means the link has expired. Move to method 2. 2 Reset your password 1 Go to the FundingPips sign-in page. 2 Click Forgot password? , just above the Sign in button. 3 Enter your registered email and click Send Reset Link . 4 Check your inbox and follow the link to create a new password. 5 Sign in. Your account, dashboard, and any active challenges or Master Accounts will be fully accessible. Reset links expire. If the link no longer works, go back to the sign-in page and request a new one. Still locked out after both steps? Contact support Your trading report card The FP Score (0-100) measures how you trade, not just whether you are profitable. It evaluates risk-reward, consistency, TP/SL discipline, and winning ratio across both evaluation and Master Accounts. Risk-reward ratio Winning ratio TP/SL usage Consistency FP Score The FP Score is a 0-100 evaluation system that measures multiple dimensions of trading behavior, not just profit. Think of it as a report card that considers how you traded, your consistency over time, and your approach to risk, not just your final balance. How scoring works: Advanced mathematical models analyze multiple KPIs on a spectrum, so a risk-reward of 1.8 vs 2.0 is recognized as a small difference and scored accordingly, rather than being arbitrarily classified as "bad" or "good". Metric Evaluation Accounts Master Accounts Risk-Reward Ratio Your ability to make more on winners than you lose on losers Your ability to make more on winners than you lose on losers Winning Ratio Your consistency in picking profitable trades Your consistency in picking profitable trades TP/SL Usage Your discipline in using proper risk management tools Your discipline in using proper risk management tools Consistency Your ability to maintain steady performance over time Enhanced standards: higher expectations for steady performance Daily Return Performance Master only Your ability to generate consistent daily growth Calmar Ratio Master only Advanced risk-adjusted returns showing sustainability Long-term Risk Management Master only Proven ability to manage equity declines effectively What Affects Your FP Score? Hover over each card to see how the metric is measured and how to improve it. Risk-Reward Ratio Avg win ÷ avg loss Tap or hover to flip Measures: Average profit ÷ average loss across all trades. Example: $150 avg win ÷ $75 avg loss = RR of 2.0, meaning you make twice as much on winners as you lose on losers. Improve: Set wider profit targets relative to stop losses. Ensure potential reward outweighs risk before entry. Winning Ratio % of profitable trades Tap or hover to flip Measures: The percentage of your trades that close in profit. Example: 65 profitable trades out of 100 = a 65% win ratio. Improve: Focus on high-probability setups, wait for confirmation, and avoid overtrading on marginal signals. TP / SL Usage % trades with both orders set Tap or hover to flip Measures: The percentage of trades where both a Take Profit and Stop Loss are set. Example: 35 trades with TP/SL out of 50 = 70% usage rate, indicating strong risk discipline. Improve: Make TP/SL mandatory before every entry. This is the single easiest score fix available. Consistency Score Smooth, stable equity curve Tap or hover to flip Measures: How closely your equity follows a smooth, upward growth path over time. Example: Steady monthly growth scores far higher than huge gains followed by large losses. Improve: Stick to your trading plan, control position sizing, and avoid revenge trading after losses. Daily Return (Master) Avg daily account growth Tap or hover to flip Measures: Average daily account growth using geometric averaging to account for compounding. Example: Growing from $10K to $11K over 20 trading days demonstrates steady compounding returns. Improve: Prioritize quality over quantity. Aim for modest, consistent gains rather than high-risk home runs. Calmar Ratio (Master) Annual return ÷ largest equity decline Tap or hover to flip Measures: Annualized return divided by the largest peak-to-trough equity decline, representing the return generated per unit of risk taken. Example: 30% annual return with a 10% peak-to-trough decline = Calmar of 3.0, meaning 3 units of return per unit of risk. Improve: Reduce position sizes during losing stretches. Prioritize capital preservation over chasing returns. Long-term Risk Management (Master) Managing equity declines over time Tap or hover to flip Measures: Your proven ability to manage equity declines effectively across the full life of the Master Account. Example: Recovering smoothly from a 5% equity decline without compounding losses scores higher than chasing recovery with oversized trades. Improve: Cut position size after consecutive losses. Treat losing periods as risk-off windows, not opportunities to double down. How Metrics Work Together Excellent trading comes from multiple metrics working in harmony; no single metric dominates. Score Boosters Max Score: High RR + High WR + High TP/SL Very Good: High Consistency + High RR Discipline Boost: Consistent TP/SL + reasonable RR Alternative Patterns High Win Rate: High WR + Medium RR + High TP/SL Big Winner: High RR + Medium WR + High TP/SL Consistent Performer: High Consistency + Medium RR/WR + High TP/SL Score Penalties Low TP/SL usage overrides good RR/WR Low Consistency + Low RR: below-average Low WR + Low RR: poor score Score Ranges & Tips 80-100 Exceptional: Elite Trading Skills 60-79 Good: Solid Foundation 40-59 Average: Room for Growth 20-39 Below Average: Needs Improvement 0-19 Poor: Significant Development Needed Score-Specific Tips: Low RR? Revisit trade exits: don't close winners too early. Low WR? Review entry signals and confirmation filters. Low TP/SL? Easiest fix: make it mandatory on every trade. Low Consistency? Focus on stable position sizing and emotional control. Size every trade before you place it The Position Size Calculator helps you determine the exact lot size for each trade based on your account balance and risk percentage. Use it before every entry to stay within your risk limits. Position size calculator Risk per trade Lot sizing protocol Trading Tools Position Size Calculator Protocol Master our internal tool to protect your capital. Input specific variables to determine exact lot sizes before every trade execution. Follow these three steps to build a habit of precise sizing: Step 1 Select Instrument Choose your specific currency pair or asset (e.g., EURUSD) from the dropdown to ensure accurate pip value calculations. Step 2 Set Variables Input your current Account Balance and desired Risk Percentage (e.g., 0.5%, 1%) for the upcoming trade. Step 3 Calculate Order Input your planned Entry price and Stop Loss price to instantly generate your exact required lot size before execution. Connect and start trading FundingPips supports three platforms: MT5, cTrader, and Match-Trader. Choose the setup guide for the platform you selected at checkout. Login steps and server details differ between platforms. MetaTrader 5 cTrader Match-Trader Trading Platform Whether you need advanced algorithmic tools, professional risk management, or seamless web integration; we have a platform for your trading style. 01 MetaTrader 5 If you used the same email to purchase your FundingPips evaluation, follow these steps: Log in to your dashboard and navigate to the Credentials section. Identify the trading server assigned to your account. Your server will be one of the following: FundingPips2-SIM FundingPips-SIM1 Open the MT5 platform ( Webterminal , iOS , Android , Windows , Mac , or Web ) and search for FundingPips in the server list. Select the appropriate server based on your assigned server: If your server is FundingPips2-SIM , select FundingPips Corp (2) . If your server is FundingPips-SIM1 , select FundingPips Corp . For FundingPips-SIM1 users only: After selecting FundingPips Corp, click on the server field again. Choose FundingPips-SIM1 from the available server options. Enter your trading account number and password, then click Login to access your account. Master Access grants full trading control. Investor credentials provide view-only access. Use the dashboard password for full trading access. Geo-Restrictions MT5 is available in all current supported countries, except restricted countries. United States is NOT currently supported. 02 cTrader If you already have a cTrader account: Log in via cTrader Web, iPhone, Android, Windows, or Mac using your email. Your FundingPips account will appear in the account dropdown (upper right corner). If you do NOT have a cTrader account: Method 1: Visit cTrader.com and sign up with your email directly. Method 2: Look for an email from cTrader Spotware with subject "[ACTION REQUIRED] Set Your cTrader ID Password" ; check your spam folder. Click the link to set your password then log in. Mark the email as "not spam" before clicking the link, otherwise the Set Password button will not work. Geo-Restrictions cTrader is available in all current supported countries, except restricted countries. US residents and citizens are NOT able to use cTrader. 03 Match-Trader You cannot use the generic Match-Trader website or app. FundingPips has its own version; access it via the Start Trading button in the Credentials pop-up on your dashboard. Log in to FundingPips, select your account, and go to Credentials . Copy the password from the Credentials pop-up. Click Start Trading to open the FundingPips Match-Trader portal. Enter your email address and paste the copied password. Click Sign In . Mobile Install: In your browser, tap the three-dots menu, then Add to Home Screen , then Install . Geo Availability Match-Trader is available in all current supported countries, except restricted countries. US and Canada residents can use Match-Trader. When you search "FundingPips" in MT5, two company entries appear. Select the one that lists the server assigned to your account (shown in your dashboard Credentials). MT5 company entry Servers FundingPips Corp FundingPips-Trial, FundingPips-Prime, FundingPips-SIM, FundingPips-SIM1 FundingPips Corp (2) FundingPips2-SIM Switching Between Active Accounts MetaTrader 5: Once logged in, your account appears in the account drop-down list in the upper right corner (desktop) or top left corner of the application. On the MT5 mobile app, tap Settings . Your account appears at the top of the page. To switch, select the desired account from the list. Match-Trader: After signing in, navigate to the top left (next to the FundingPips logo) and click your account number to switch between accounts. cTrader: Open cTrader. In the top left, click the Accounts tab and select the account to switch to from the dropdown. Unable to Login to MT5? Ensure you are using the correct credentials. If your server's broker entry ( FundingPips Corp (2) for FundingPips2-SIM, or FundingPips Corp for FundingPips-SIM1) doesn't appear on the server list: Search for that entry and click Add . If still missing, clear the cache: iOS: MT5, then Settings, then Storage, then Clear All Caches Android: Settings, then Apps, then MT5, then Storage , then Clear All Caches & Data Frequently Asked Questions Why doesn't my dashboard match what I see on my trading platform? The dashboard is for informational purposes only and is not a live representation of performance. Delays in the history view are normal. Your balance, trading objectives, and equity are always current. For real-time updates, always use your trading platform. If you notice a discrepancy, allow time for the data to sync. Dashboard data may not always match live results due to synchronization intervals. Can I have a high FP Score with a low winning ratio? Yes. The scoring model recognizes that some strategies win less often but generate larger profits per winning trade. The article's Alternative Patterns section specifically identifies a High Win Rate pattern, but also a Big Winner pattern (High RR + Medium WR + High TP/SL), which confirms that a lower win rate combined with a strong risk-reward ratio and consistent TP/SL usage can still produce a high score. I cannot find the FundingPips server on MetaTrader 5. What should I do? Search for your server's broker entry (FundingPips Corp (2) for FundingPips2-SIM, or FundingPips Corp for FundingPips-SIM1) in the server list and click Add. If it still does not appear, clear the cache on your device. On iOS: MT5 > Settings > Storage > Clear All Caches. On Android: Settings > Apps > MT5 > Storage > Clear All Caches & Data. Restart the app and search again. Do I need a separate cTrader account to use it with FundingPips? Not necessarily. If you already have a cTrader account registered with the same email as your FundingPips account, your Master Account will appear in the account dropdown when you log in. If you do not have a cTrader account yet, you can sign up at cTrader.com directly, or look for the setup email from cTrader Spotware in your inbox. Check your spam folder if you do not see it. What inputs do I need to use the Position Size Calculator? You need four things: the instrument you are trading (e.g., EURUSD), your current account balance, your desired risk percentage (e.g., 0.5%, 1%), and your planned entry price and stop loss price. The calculator uses these to instantly generate your exact required lot size before execution.

Getting started · Account Models Find the account that fits how you trade Every FundingPips account runs on simulated capital with real cash rewards. Each model offers a different evaluation process, trading rules, and reward structure. Compare the available account models below to find the one that best matches your trading style and goals. The Evaluation : Learn how each account model differs in the number of phases, profit targets, minimum trading days, and qualification requirements. The Master Account : Understand the trading conditions after passing the evaluation, including loss limits, reward structure, and other model-specific rules. Compare Account Models

Free Trial Try FundingPips for free: no cost, real market conditions. The Free Trial gives you a live MT5 trading environment that mirrors the 2 Step Standard or 2 Step Pro model, at no cost. Both phases of the evaluation are available; profit targets and trading rules match the real model exactly. There is no profit entitlement and no path to a Master Account. 14-day per-phase time limit: Each phase expires 14 calendar days after activation. Account sizes: Standard account sizes are available. USD only, no multi-currency. Trading rules apply: Breaching a loss limit closes the trial account immediately. One trial at a time, with no active accounts: The Free Trial can't run at the same time as a paid evaluation, Master, giveaway, or competition accounts. Only one trial account is allowed per user. MT5 only. Server: FundingPips-Trial. How to Get Started Live in under 3 minutes Visit our Free Trial page and follow four steps from sign-up to your first trade. No documents, no payment, no waiting period. 1 Sign up free Create your account with just your name and email. No credit card or identity documents required. 2 Choose your model Select 2 Step Standard or 2 Step Pro and your preferred account size. Your trading credentials arrive instantly. 3 Trade for 14 days Trade in the real evaluation setup with profit targets, loss limits, and daily loss rules enforced. 4 Go Live Ready to trade for real rewards? Purchase a challenge and keep your momentum going. Trading Platform MetaTrader 5 (MT5): Required The Free Trial runs on MT5 only . No other platforms are supported. Server: FundingPips-Trial This server is separate from the live evaluation server ( FundingPips2-SIM ). Make sure you select the correct server when setting up your platform. Trading Conditions Click any card to expand the full calculation. Account Size All Sizes All standard sizes available · USD only What sizes are available? ↓ Time Limit 14 Days Calendar days per phase from activation · closes automatically on expiry How does the timer work? ↓ Concurrent Accounts 1 at a Time Only when no accounts are active · new trial after passing, breaching, or expiry When can I open another? ↓ Daily Loss Limit 2 Step Standard 5% Of the higher of opening balance or opening equity · breach closes account How is this calculated? ↓ Max Loss Limit 2 Step Standard 10% of the starting account size · breach closes account How is this calculated? ↓ Daily Loss Limit 2 Step Pro 3% Of the higher of opening balance or opening equity · breach closes account How is this calculated? ↓ Max Loss Limit 2 Step Pro 6% of the starting account size · breach closes account How is this calculated? ↓ What account sizes are available on the Free Trial? The Free Trial is available across all standard account sizes for both models. Accounts are denominated in USD only. No multi-currency option is available. 2 Step Standard Trial $5K $10K $25K $50K $100K 2 Step Pro Trial $5K $10K $25K $50K $100K $200K The $200K size is available on the 2 Step Pro Trial only. How does the 14-day time limit work? The 14-day period applies per phase and starts the moment that phase is activated. It counts calendar days, not trading days. Weekends count. When the 14 days are up, the phase closes automatically regardless of your trading performance. Phase 1 and Phase 2 each receive their own 14-day window. When can I open another Free Trial? You can hold one Free Trial account at a time, and only when you have no active accounts . The Free Trial cannot run alongside any paid evaluation, Master, giveaway, or competition accounts. Once your current trial ends, you can open a new one. A trial ends when you breach a loss limit, the 14-day period expires, or you pass the trading objectives for the selected model. There is no overall limit on the total number of Free Trial accounts you can take over time, provided you continue to have no active accounts when each new trial starts. How is the 2 Step Standard Daily Loss Limit calculated? Daily Loss Limit: 5% of the higher value between your opening balance or opening equity for that day. At the start of each trading day, the system records both your balance and your equity. Whichever is higher becomes the baseline. Your equity cannot fall more than 5% of that baseline at any point during the day, including floating losses from open trades. The limit resets at 00:00 Platform Time (UTC+3). Worked examples: $100K account Balance is higher Opening balance: $100K Opening equity: $99K Baseline = $100K 5% = $5K. Floor: $95K Equity is higher Opening balance: $100K Opening equity: $102K Baseline = $102K 5% = $5,100. Floor: $96,900 How is the 2 Step Standard Max Loss Limit calculated? Max Loss Limit: 10% of the starting account size. Your equity or balance cannot touch this level at any point during the trial, including floating losses from open trades. Worked example: $100K account 10% of $100K = $10K. Your equity or balance cannot drop to $90K at any point. How is the 2 Step Pro Daily Loss Limit calculated? Daily Loss Limit: 3% of the higher value between your opening balance or opening equity for that day. At the start of each trading day, the system records both your balance and your equity. Whichever is higher becomes the baseline. Your equity cannot fall more than 3% of that baseline at any point during the day, including floating losses from open trades. The limit resets at 00:00 Platform Time (UTC+3). Worked examples: $100K account Balance is higher Opening balance: $100K Opening equity: $99K Baseline = $100K 3% = $3K. Floor: $97K Equity is higher Opening balance: $100K Opening equity: $102K Baseline = $102K 3% = $3,060. Floor: $98,940 How is the 2 Step Pro Max Loss Limit calculated? Max Loss Limit: 6% of the starting account size. Your equity or balance cannot touch this level at any point during the trial, including floating losses from open trades. Worked example: $100K account 6% of $100K = $6K. Your equity or balance cannot drop to $94K at any point. Available Models The Free Trial is available on two models. The model you choose sets your loss limits and profit targets for the full trial. Both Phase 1 and Phase 2 are available, with 14 calendar days per phase. Profit targets and trading rules match the real model exactly. There is no path to a Master Account on either trial. Free Trial 2 Step Standard Trial Daily Loss 5% Max Loss 10% Account Range $5K - $100K Same leverage, spreads, and commission as a standard 2 Step Standard evaluation. Phase 1 profit target: 8% (matches the real 2 Step Standard). Phase 2 profit target: 5%. Minimum trading days match the real 2 Step Standard model (3 per phase). Free Trial 2 Step Pro Trial Daily Loss 3% Max Loss 6% Account Range $5K - $200K Same leverage, spreads, and commission as a standard 2 Step Pro evaluation. Profit target: 6% in both Phase 1 and Phase 2 (matches the real 2 Step Pro). Minimum trading days match the real 2 Step Pro model (0 per phase). Free Trial vs Actual Evaluation Feature Free Trial Actual Evaluation Available Models 2 Step Standard & 2 Step Pro All models Phases Available Phase 1 + Phase 2 Phase 1 + Phase 2 Profit Target Matches real model · 8% (2 Step Standard P1), 5% (2 Step Standard P2), 6% (Pro both) 8% (2 Step Standard P1), 5% (2 Step Standard P2), 6% (Pro both) Time Limit 14 calendar days per phase None Loss Limits Active Yes · breach closes account Yes · breach closes account Account Size All sizes · USD only Multiple sizes · multiple currencies Concurrent Accounts 1 at a time · only with no active accounts Multiple (subject to limits) Leverage & Commission Same as selected model Standard model rates Dashboard & Performance Tracking Yes · same as purchased accounts Yes Real Market Execution Yes Yes Account Required Yes · free sign-up (name and email) Yes Trading Platform MT5 only cTrader, Match-Trader, MT5 MT5 Server FundingPips-Trial FundingPips2-SIM Profits Eligible for Rewards No Yes (on Master Account) Converts to Master Account No Yes (on passing) No Profits, No Master Account Any profits generated during the Free Trial aren't eligible for reward request. The trial cannot be converted into a real Evaluation Account or a Master Account under any circumstances. Frequently Asked Questions Is this the same as a Spread Test account? No. Unlike a Spread Test account, the Free Trial lets you perform actual trading in a simulated environment with live market conditions, not just observe spreads. You can open, manage, and close positions just as you would in a real evaluation. Do I need a FundingPips account before I can start the Free Trial? No prior account is required. You can start the Free Trial through a quick sign-up that creates the account as part of the process. You only need your name and email. No credit card, no identity documents, no waiting period. If you already have a FundingPips account, sign in and start the trial directly from your dashboard, as long as you don't have any other active trading accounts. What happens if I breach before the 14 days are up? If your account breaches a loss limit before the 14-day period ends, the account closes immediately at that point. You can open a new trial right away, provided you still have no active accounts; you do not need to wait for the original 14 days to elapse. Can I pause or extend the trial? No. The timer runs continuously from activation and cannot be paused, extended, or reset. Are there any trading objectives or goals? Yes. Profit targets and minimum trading days match the real model exactly: 8% for 2 Step Standard Phase 1, 5% for 2 Step Standard Phase 2, and 6% for both phases on 2 Step Pro. The loss limits are also active, so if your account breaches the daily or max loss limit, the trial closes immediately. Are the trading rules different from a regular account? No. The model rules (leverage, commission, spreads, risk limits, profit targets, and minimum trading days) are identical to those on a standard 2 Step Standard or 2 Step Pro evaluation account. The only differences are that each phase expires after 14 calendar days from activation, and there is no path to a Master Account regardless of how the trial concludes. Are trial profits eligible for rewards? No. Any profits generated in the Free Trial environment aren't eligible for reward request. The trial is strictly a testing environment. Can I convert my trial into a real Evaluation Account? No. The Free Trial cannot be converted into an evaluation account or a Master Account under any circumstances. To begin a real evaluation, you need to purchase a challenge separately. Is the Free Trial available in currencies other than USD? No. Free Trial accounts are denominated in USD only. All paid Evaluation Accounts are also USD only. How do I access the Free Trial? Sign up with your name and email (skip this if you already have a FundingPips account), choose 2 Step Standard or 2 Step Pro, and pick your preferred account size. Your trading credentials arrive instantly. From there, log in to MT5 using server FundingPips-Trial.

FundingPips Zero Direct access. No evaluations. Immediate potential. Designed for traders ready to dive straight into a Master Account with no evaluation phases, immediate market exposure, and direct access to our capital. This model demands a high-caliber strategy and elite risk management, making it the premier choice for disciplined professionals who value time as much as capital. No evaluation : live from day one, no multi-stage testing. 95% profit split : bi-weekly reward cycle. Strict risk rules : Max Trailing Loss Limit, max risk per trade, news restrictions. 7 profitable days per 30-day period are required to keep the account active and unlock rewards. Account sizes : $5K, $10K, $25K, $50K, $100K, and $200K. Account Violations Additional Guidelines Rewards Trading Conditions Account Violations: Hard Breach Hard breaches are serious violations of established rules. Committing a hard breach results in immediate account closure with no grace period. Hard Breaches Hard Breach: Immediate Account Closure Immediate account termination with no grace period. Click any card to learn more. Daily Loss Limit 3% Max daily loss from the higher of opening balance or equity. How is it calculated? ↓ Max Trailing Loss Limit 5% Trails the highest recorded equity. Locks at breakeven once 5% in profit. How does the trailing work? ↓ Max Open Risk Limit 1% Floating PnL cannot exceed -1% of the starting account size at any time. How is this enforced? ↓ Min Profitable Days 7 / 30 At least 7 profitable days (0.25%+ each) per rolling 30-day period. What counts as a profitable day? ↓ Inactivity 30 days Account breached if no completed trades within 30 consecutive days. What counts as activity? ↓ News Trading & Weekend Holds: Prohibited Opening or holding trades within the restricted news and speeches window is a hard breach. Holding positions over the weekend also results in immediate account closure, regardless of instrument. See the restricted window details ↓ FundingPips Zero Account Reset A reset option at a 20% discount is now available for all account sizes. Available only within 7 calendar days of the breach Keeps the same account size Keeps the same trading platform Eligible after inactivity breaches How is the daily limit calculated? Daily Loss Limit: 3% of the higher value between the opening balance or opening equity for that day. At the start of each trading day, the system records both balance and equity. Whichever is higher becomes the baseline. Equity cannot fall by more than 3% of that baseline at any point during the day, including floating losses from open trades. 1 When equity is the higher value Opening balance: $105K / Opening equity: $107K Baseline = $107K (equity is higher) 3% of $107K = $3,210. Equity cannot drop to $103,790 that day. 2 When balance is the higher value Opening balance: $100K / Opening equity: $99K Baseline = $100K (balance is higher) 3% of $100K = $3K. Equity cannot drop to $97K that day. Important Both floating P&L and closed positions count toward the daily loss. The limit resets at 00:00 Platform Time (UTC+3) . Check the countdown timer on the FundingPips dashboard. How is the Max Trailing Loss Limit calculated? The Trailing Loss Limit moves up when equity reaches a new high. It stays 5% of the initial account size below that high and never moves down. Once equity reaches 5% above the initial account size, the limit stops moving and locks at the initial account size. 1 While trailing is active (below 5% profit) Account size: $100K / Peak equity reached: $102K Floor = $102K - 5% = $97,000 . Equity cannot drop to $97,000 at any point. 2 When the floor locks (5% profit reached) Account size: $100K / Peak equity reached: $105K (5% profit) The floor locks permanently at $100K (the starting account size). It will not trail further, regardless of how high equity climbs afterwards. Important The Max Trailing Loss Limit does not reset after a reward is processed. How is the Max Open Risk Limit enforced? Max Open Risk Limit: 1% of the starting account size, measured in real time against the combined floating PnL. This rule looks at the total unrealized loss across all open positions simultaneously. The moment the combined floating loss touches -1% of the starting account size, the account is breached, even if no trades have been closed yet. 1 Single open position Account size: $100K 1% of $100K = $1K If one open trade is floating at -$1K or worse at any moment, the account is breached. 2 Multiple open positions Account size: $100K Three trades open simultaneously: Trade A floating loss: -$400 Trade B floating loss: -$350 Trade C floating loss: -$250 Combined floating loss: -$1K = Breach , even though each trade individually is within limit. Note A profitable trade cannot offset a losing one when calculating this limit. Only losing positions count toward the -1% threshold. What counts as One Trade Idea? 1 Single Trades The biggest loss on any single trade must not reach the limit for the account size. Below $50K $25K account , limit: 3% = $750 A single trade loss of $750 or more = Breach $50K and above $100K account , limit: 2% = $2K A single trade loss of $2K or more = Breach 2 Same Trade Idea: Combined Positions Multiple positions on the same pair active at the same time are treated as one trade idea. Combined losses (including unrealized) must not reach the limit. Below $50K $25K account , limit: 3% = $750 Three concurrent buys on EURUSD: Trade 1 loss: $300 Trade 2 loss: $200 Trade 3 loss: $250 Combined: $750 = Breach , even if Trade 1 is still open $50K and above $100K account , limit: 2% = $2K Three concurrent sells on XAUUSD: Trade 1 floating loss: $900 Trade 2 floating loss: $700 Trade 3 floating loss: $400 Combined: $2K = Breach , regardless of whether trades remain open 3 Splitting a Trade: The 10 Minute Rule Each new position opened in the same direction within 10 minutes of closing a losing trade is part of the same trade idea, regardless of how many. The combined loss across all of them is assessed against the limit. Below $50K $25K account , limit: 3% = $750 Trade 1: closed at $500 loss Trade 2: reopened same direction within 10 min, $250 loss Combined: $750 = Breach $50K and above $100K account , limit: 2% = $2K Trade 1: closed at $1,200 loss Trade 2: reopened same direction within 10 min, $800 loss Combined: $2K = Breach What counts as a profitable day? At least 7 profitable days must be achieved within every rolling 30-day period. A day only qualifies if the net closed profit for that day is at least 0.25% of the Master Account Size. The first 30-day period starts on the first trade made on the account. The counter resets either at the end of each cycle or after a reward is successfully processed. 1 What qualifies as a trading day A day is counted only when a trade is closed on that day with at least 0.25% net profit, based on the starting account size. Opening a trade is not enough; it must be fully completed. What counts as activity? The account is breached if no trades are completed in 30 consecutive calendar days . At least one complete trade, opened and fully closed, must occur within any 30-day window to keep the account active. 1 When the inactivity clock starts No trades placed yet: the clock starts from the account creation date. Previously traded: the clock starts the day after the last trade was fully closed. 2 Open trades do not count A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. What is the restricted news & weekend window? There are two separate prohibitions on FundingPips Zero. Each is a hard breach on its own. 1 News Trading: Prohibited on all instruments No position may be opened, closed, or held within the restricted window around any high-impact news event on the affected currency. Scheduled news releases: the window runs from 10 minutes before the event to 10 minutes after. High-impact speeches: the window runs from 10 minutes before the speech begins to 10 minutes after it ends. Only events marked in Restricted on Economic Calendar on the FundingPips dashboard are restricted. Medium and low-impact events are not affected. News Calendar FundingPips uses the Economic Calendar on the main dashboard as the official news source which features events and speeches. High-impact news and speeches tagged as Restricted are subject to our news trading rules. 2 Weekend Holds: All instruments All positions must be fully closed before market close on Friday. Leaving any position open into the weekend is an immediate account termination, regardless of instrument. Forex, Metals, Energies, Indices, Crypto: must be closed before Friday market close. Additional Guidelines: Soft Breach Soft breaches do not lead to account closure, but may result in restrictions such as limited access or removal of profits depending on the violated rule. Soft Breach Soft Breach: Rewards Blocked Until Resolved Consistency Score 15% max The single largest winning day must not exceed 15% of total cumulative profit. How is the score calculated? ↓ How is the consistency score calculated? To request a reward, the biggest winning day must not exceed 15% of total accumulated profit. Trading can continue to bring the score back within range. Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100% 1 Worked example: $10K account Day Result Day 1 $518 Profit Day 2 $497 Profit Day 3 $508 Profit Day 4 $459 Profit Day 5 $492 Profit Day 6 (Biggest Winning Day) $520 Profit Day 7 $506 Profit Total profit: $3,500 Max allowable single day (15%): $525 ($3,500 x 0.15) Consistency score: $520 / $3,500 x 100% = 14.86% Result: Passed 14.86% is within the 15% limit. Reward request can proceed provided all other conditions are also met. 2 How to fix a score that is too high Continue trading and keep each day's profit below the current biggest winning day. As total profit grows, the percentage that one big day represents will naturally fall and bring the score back within range. Rewards: Minimum Amount The minimum reward request is 1% of the Master Account Size (including FundingPips' split). Transfers are subject to exchange rates and transaction fees. Reward Structure Reward Cycle Bi-Weekly Every 14 calendar days after the first executed trade on the Master Account. 95% profit split on every reward. How does this work? ↓ How does the Bi-Weekly reward cycle work? Rewards can be requested with a 95% profit split every 14 calendar days after the first executed trade on the Master Account. The cycle resets after each successfully processed reward. If the reward date passes without a request, the window remains open until the request is submitted. The cycle only resets once a reward is successfully processed. Eligibility Requirements All four conditions must be met simultaneously to submit a reward request: 1 Consistency Score 15% or below The biggest winning day must not exceed 15% of total cumulative profits. See the Consistency Score accordion in Additional Guidelines for a full example. 2 7 Profitable Trading Days At least 7 days with net profit of 0.25% or more of the starting Master Account Size within the current rolling 30-day period. 3 3% Safety Cushion The first 3% profit on the Master Account isn't eligible for reward request. It acts as a buffer to prevent the daily loss limit from being triggered during reward processing. 4 Biggest Loss Does Not Exceed Biggest Win The largest single losing trade must not exceed the largest single winning trade. Keep trading until this condition is satisfied. Trading Conditions: Execution Parameters Mechanics of the Master Account, including purchasing power, trade costs, and execution limits. Swap-Free Add-On Available at purchase for traders observing Islamic finance principles. Removes overnight swap charges on eligible instruments. During purchase, traders can select the Swap-Free add-on to hold positions overnight without incurring swap (interest) fees. MT5 Only This add-on is exclusively available on MetaTrader 5. It is not supported on cTrader or Match-Trader. Applies to Forex and Metals only. Energies, Indices, and Crypto still incur standard swap charges even with the add-on active. Weekend holds remain prohibited on FundingPips Zero regardless of this add-on. All positions must be closed before Friday market close. Commission Standard accounts use the base commission structure. Accounts with the Swap-Free Add-on (MT5 only) pay higher commission in exchange for no overnight swap fees. Crypto Commission Formula Lot size x crypto price x 0.04%. For example, 1 lot of ETH/USD at $2,600 = $1.04 commission. Instrument Standard Account Swap-Free Account (MT5) Forex $7 per lot $10 per lot Metals $7 per lot $10 per lot Energies / Indices No commission No commission Crypto 0.04% 0.04% Leverage Instrument Standard Account Swap-Free Account (MT5) Forex 1:50 1:30 Metals 1:10 1:10 Energies 1:10 1:10 Indices 1:10 1:5 Crypto 1:2 1:1 Instruments 41 instruments across 5 asset classes Forex, Metals, Indices, Energies, and Crypto EURUSD GBPUSD USDJPY USDCHF USDCAD AUDUSD NZDUSD AUDCAD AUDCHF AUDJPY AUDNZD CADCHF CADJPY CHFJPY EURAUD EURCAD EURCHF EURGBP EURJPY EURNZD GBPAUD GBPCAD GBPCHF GBPJPY GBPNZD NZDCAD NZDCHF NZDJPY XAUUSD XAGUSD DJI30 FTSE100 GER40 JP225 NDX100 SPX500 STX50 UKOIL USOIL BTCUSD ETHUSD FX Majors · 7 FX Crosses · 21 Metals · 2 Indices & Energies · 9 Crypto · 2 View full instrument list by category Category Instruments FX Majors 7 EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses 21 AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals 2 · spot XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices 7 · cash DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies 2 · spot UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto 2 BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Lot Size Limit 20-Lot Max per Click / Trade A hard 20-lot limit is enforced at the platform level on every single trade. This cannot be overridden regardless of margin or leverage allowance. For crypto specifically, a separate 1-lot limit per click applies. Frequently Asked Questions Common questions about the topics covered on this page. Account Violations What happens if I break one of the trading rules? The account is immediately locked. Any trades that are still open get closed automatically, and the account switches to view-only mode, allowing full visibility but no further trading. The dashboard will show exactly which rule was broken and when. An email notification is also sent immediately. If my account drops below the limit for just a moment and then recovers, is it still a violation? Yes. The moment the account value touches or drops below the limit, even briefly, it is counted as a violation. It does not matter if the account recovers right after. My trade hit the loss limit during the day but closed in profit. Is my account still violated? Yes. The violation is confirmed the moment the limit is touched. Even if the trade turns around and closes in profit, the account remains violated because the rule was broken at some point during the trade. When does the 30-day inactivity clock start? If no trades have been placed yet, the clock starts from the day the account was created. If trading has occurred before, it starts the day after the last trade was fully closed. At least one trade must be completed within any 30-day window to keep the account active. I have an open trade right now. Does that count as activity? No. A trade only counts as activity once it is fully closed. Leaving a trade open does not reset or pause the inactivity timer. The trade must be completed before the 30-day window runs out. My account was closed for inactivity. Do I get a discount on a new account? Yes. A 7% discounted reset option is available for all FundingPips Zero account sizes. It is available only within 7 calendar days of the breach, keeps the same account size, and keeps the same trading platform. Does the Max Trailing Loss Limit reset after I receive a reward? No. The Max Trailing Loss Limit never resets, including after a reward. It continues to follow the highest ever account value from the day the account was opened. The floor only ever moves up and never resets. Once I reach 5% profit and the limit locks, does it ever move again? No. Once the account reaches 5% profit above the starting account size, the trailing floor locks permanently at the starting account size and stops trailing. It will not move up or down from that point, regardless of how the account performs afterwards. Is there a time limit on the Zero model? There is no evaluation to pass and no deadline to hit. FundingPips Zero is a Master Account from day one. The only time-related rules are completing at least one trade every 30 days to avoid inactivity, and reaching 7 days with net profit of 0.25% or more of the Master Account Size within each rolling 30-day period to be eligible for rewards. Additional Guidelines Can I trade during major news events? No. On the Zero model, trading around high-impact news events is completely prohibited and results in immediate account closure. No trade can be opened, closed, or held within 10 minutes before or after a high-impact news release on the affected currency. FundingPips uses the Economic Calendar on the main dashboard as the official news source. Only events marked in red (high-impact) are restricted. All positions, regardless of instrument, must also be closed before Friday market close. Can I hold positions over the weekend on FundingPips Zero? No. All positions on FundingPips Zero must be closed before Friday market close, regardless of instrument. Leaving any position open into the weekend is a hard breach and the account is closed immediately. This includes Forex, Metals, Energies, Indices, and Crypto. Rewards My Consistency Score is too high and I cannot request a reward. How do I fix this? The Consistency Score checks that no single day was responsible for too large a share of total profits. If the best day made up more than 15% of everything earned so far, reward requests are blocked until the score comes back down. Continue trading and keep each day's profit below the best day so far. As total profit grows, the percentage that one big day represents will naturally decrease and bring the score back within range. My reward date has passed but I am not ready to request yet. Will I lose it? No. Once the reward cycle is complete, it stays available until requested. The request can be submitted on any working day, as long as all requirements are met and the account is in good standing. The cycle only resets after a reward is successfully processed. Trading Conditions How many lots can I open at once on crypto? A max of 1 lot per click can be opened on crypto, as long as the account has enough available margin. A separate platform-wide limit of 20 lots per click applies across all instruments, but the 1-lot limit applies specifically to crypto.

Get Started Trade with simulated capital. Keep the rewards. FundingPips is built by traders, for traders. We provide the simulated capital, trading infrastructure, and tools:you bring your strategy. Successfully complete the evaluation, earn a Master Account, and receive up to 100% of your trading rewards, without being responsible for simulated trading losses. Up to 100% Profit Split 5 Trading Models 195+ Countries New here? explore and buy your challenge before creating an account. Guest checkout 1 Explore 2 Join 3 Purchase 4 Start 1 Explore Our Offerings Review trading conditions, costs, and available features before committing. Trading Models Choose from 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro , or Zero . Each model has different evaluation phases, profit targets, and loss limits. 1 Step Flex 2 Step Standard 2 Step Flex 2 Step Pro Zero Account Sizes Sizes from $5,000 up to $200K . Not all sizes are available on every model. $5K $10K $25K $50K $100K $200K Commission Schedule Forex & Metals: $5/lot standard · $10/lot (Swap-Free MT5). Zero is $7/lot standard , same $10/lot Swap-Free. Energies & Indices: No commission Crypto: 0.04% Leverage Varies by model and account type. See individual model articles for full leverage tables including current temporary rates for Metals, Energies, and Indices. Instruments 41 instruments across Forex, Metals, Indices, Energies, and Crypto. Available on Zero, 1 Step Flex , and 2 Step (Standard, Flex, Pro) . 7 FX Majors 21 FX Crosses 2 Metals 9 Indices & Energies 2 Crypto View full instrument list by category FX Majors (7): EURUSD, GBPUSD, USDJPY, USDCHF, USDCAD, AUDUSD, NZDUSD FX Crosses (21): AUDCAD, AUDCHF, AUDJPY, AUDNZD, CADCHF, CADJPY, CHFJPY, EURAUD, EURCAD, EURCHF, EURGBP, EURJPY, EURNZD, GBPAUD, GBPCAD, GBPCHF, GBPJPY, GBPNZD, NZDCAD, NZDCHF, NZDJPY Metals (2 · spot): XAUUSD Gold (1 lot = 100 oz), XAGUSD Silver (1 lot = 5,000 oz) Indices (7 · cash): DJI30 (US Wall Street 30), FTSE100 (UK 100), GER40 (Germany 40), JP225 (Japan 225), NDX100 (US Tech 100), SPX500 (US SPX 500), STX50 (EU Stocks 50) Energies (2 · spot): UKOIL (Crude Oil Brent), USOIL (Crude Oil WTI) Crypto (2): BTCUSD (Bitcoin vs USD), ETHUSD (Ethereum vs USD) Instrument specifics such as market hours, contract size, and swap rates are available in the trading platform. Registration fee refund: when you reach your 4th reward on a 2 Step Standard Master Account, the original registration fee is refunded. The 4th-reward refund does not apply on 1 Step Flex, 2 Step Pro, 2 Step Flex, or FundingPips Zero. Frequently Asked Questions Which trading model should I choose? It depends on how you want to trade. 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro, and Zero each have different evaluation phases, profit targets, and loss limits, so compare these before purchasing. Individual model articles cover the full rules for each. Are all account sizes available on every trading model? No. Sizes range from $5,000 up to $200K , but not every size is offered on every model. Check the account size options on your chosen model before purchasing. Next: Join 2 Join the Community Check eligibility and create your FundingPips account. Eligibility Requirements Age Must be 18 years or older Restricted Countries Iran · Vietnam · United Arab Emirates (UAE) Create Your Account 1 Go to fundingpips.com Navigate to the FundingPips website. 2 Click Sign Up Find the Sign Up button in the top-right of the page navigation, next to the Dashboard button. 3 Fill in your details Enter your First Name, Last Name, Title, Date of Birth, Country, Email, Phone Number, Password, and Confirm Password. A referral code is optional. 4 Confirm the required checkboxes Confirm you are 18 years or older and agree to the User Agreement and Privacy Policy, and that your name matches your government-issued ID. The marketing communications checkbox is optional. 5 Agree & create account Click Get Funded to complete sign-up. Frequently Asked Questions Which countries are restricted from joining? FundingPips does not accept traders resident in Iran, Vietnam, or the United Arab Emirates (UAE). You must also be at least 18 years old to register. Previous Next: Purchase 3 Purchase Your Plan Secure your challenge and complete your account setup. Your checkout journey I have an account First-time purchase 1 Sign in and click Buy Challenge Log in at app.fundingpips.com , select your configured model and account size, then proceed to checkout. 2 Apply a coupon code (optional) Enter a discount code and click Apply . Codes must be applied before completing payment. They cannot be added afterwards. 3 Agree to terms and pay Tick the terms checkbox, select your preferred payment method, and complete your purchase. 1 Select your plan and click Buy Challenge No account needed. Go to app.fundingpips.com , choose your model and account size, and proceed directly to checkout. 2 Enter your email and apply a coupon Enter your email under Continue with Email and click Continue . Apply the code HELLO to get 20% OFF your first purchase. This coupon excludes $100K accounts. It must be applied before payment. 3 Select country, agree to terms and pay Choose your country, tick the terms checkbox, select a payment method, and complete your purchase. 4 Verify your email and complete your profile Enter the 4-digit code sent to your inbox (expires in 10 minutes), then fill in your name, date of birth, phone number, and address. Your account is created and ready to sign in to immediately. Payment Methods Credit / Debit Card Visa and Mastercard accepted. Card must be registered in your own name. Using someone else's card is strictly prohibited. Instant Google & Apple Pay Digital wallet payments via mobile, smartwatch, or computer. Instant Neteller & Skrill Select at checkout and you will be redirected to log in and authorize. Funds are applied once confirmed. Paysafe Card Prepaid voucher with a unique PIN. No bank account needed. Available at convenience stores, supermarkets, and online. Cryptocurrency Always select the correct network. Invoices have a validity window. Act promptly to avoid a failed transaction. PayPal Select PayPal at checkout and you will be redirected to log in and authorize. Funds are applied once confirmed. Instant Payment methods available may differ depending on your region or country. Fees may also vary depending on the payment method and your financial institution. Frequently Asked Questions Do I need an account before purchasing a challenge? No. You can purchase a challenge before creating an account using the guest checkout flow. Your FundingPips account is created automatically as part of the purchase process. If you already have an account, sign in before purchasing and your existing profile carries through automatically. I entered the wrong email at checkout. What should I do? If you have not yet clicked Continue, click Change next to your email address to correct it. If the order has already been placed, contact support with your Payment ID so the team can update your account details. My coupon code is not working. What should I check? Check that the code is entered exactly as provided, including capitalization. Codes may be model-specific, single-use, or time-limited. If the issue persists, contact support before completing your purchase. Discounts cannot be applied after payment is completed. Which payment methods are accepted? Credit and debit card (Visa and Mastercard), Google Pay and Apple Pay, PayPal, Neteller, Skrill, Paysafe Card, and cryptocurrency. Available methods may differ by region, and fees can vary depending on the method and your financial institution. Can I change my account currency after purchasing? No. All FundingPips accounts are issued in USD , regardless of the currency you select during checkout. The currency chosen at payment is used only to complete your purchase. After purchase, your account balance, profit targets, loss limits, rewards, and all other account figures are displayed in USD. Previous Next: Start 4 Start Trading What to expect after purchase: timelines, receipts, and fee reimbursements. What Happens After Purchase Order Confirmation Email Sent within 1 hour of purchase. If you don't receive it, contact support with proof of payment. Receive within the hour Account Credentials You receive an account notification email, but your login details are not in it. To view your credentials, sign in to the FundingPips dashboard, go to the Accounts section, open your account, and view the credentials there. The first time you do this as a new user, you enter your phone number on the dashboard, receive a one-time code by email, and enter that code to verify your phone before the credentials appear. Within a few minutes Download Your Receipt Check your purchase confirmation email (including spam). Open the attachment or download link to save for your records. Print or save a copy Master Account Setup Master account setup will require KYC verification to start trading. Click here to complete your Master Account setup. Frequently Asked Questions Will my registration fee be refunded? Yes, on the 2 Step Standard models. When you reach your 4th reward on the Master Account, the original registration fee is refunded. The 4th-reward refund does not apply on 1 Step Flex, 2 Step Pro, 2 Step Flex, or FundingPips Zero. How do I access my account credentials? Your account credentials are not sent by email. Within a few minutes of purchase you receive an account notification email, then you view the credentials on the dashboard: sign in, go to the Accounts section, open your account, and view the credentials. The first time you do this as a new user, you enter your phone number on the dashboard, receive a one-time code by email, and enter that code to verify your phone before the credentials appear. If the notification email does not arrive, check your spam folder, then contact support with your order number. What documents are required for KYC? You need a government-issued photo ID (passport or national ID card), proof of address dated within 3 months (utility bill or bank statement), and a clear selfie. KYC is automated. If manual review is required, the compliance team will contact you by email. Declined KYCs due to duplicate accounts cannot be re-submitted under a new email. Previous Guest Checkout: How It Works explore and buy your challenge before creating an account Enter your email On the Complete Your Purchase screen, enter your email under Continue with Email and click Continue. Your receipt and account notifications will be sent here, so make sure the email address is correct to avoid complications in accessing your trading account. Apply a coupon code (optional) Enter a code in the Coupon Code field and click Apply before paying. Codes cannot be added after payment is completed. Select country, agree to terms and pay Choose your country, tick the terms checkbox , select a payment method, and click Pay . A Payment Successful screen confirms your order and displays your Payment ID. Verify your email Check your inbox for a 4-digit code from no-reply@fundingpips.com. Enter it to verify your address. The code expires in 10 minutes . Check spam if you do not see it. Complete your profile Fill in your title, name, date of birth, phone number, country, and address . All details must match your government-issued ID exactly. Sign in: you are ready to trade Once your profile is saved, click Sign In on the Account Ready screen to access your trader dashboard immediately. Already have a FundingPips account? Sign in before purchasing and your existing profile carries through automatically. No repeat setup needed.