Blueberry Funded vs FXIFY: Which Prop Firm Fits Your Trading Style?

Blueberry Funded and FXIFY both sit in the modern wave of prop firms offering instant funding alongside traditional evaluations, but they solve different problems. Blueberry Funded keeps its menu simple with tight instant-funding drawdown and regional payment rails, while FXIFY spreads 54 offerings across five model names and four evaluation structures for traders who want more granular control over target and drawdown combinations.

Quick Verdict: Blueberry Funded vs FXIFY at a Glance

Blueberry Funded, operating since 2024 and based in Saint Vincent and the Grenadines, trades through Blueberry Markets and lists 31 account offerings across Lite, Elite, 1-step, and 2-step models. FXIFY, operating since 2022 and based in the United Kingdom, trades through FXPIG and lists 54 offerings spanning Lite, Standard, Classic, Pro, and Lightning tiers across instant, 1-step, 2-step, and 3-step paths.

Both firms cap the standard split at 80% and both list a discount code worth checking at checkout: Blueberry's PFT30 for 30% off, and FXIFY's PFT for 33% off. A listed code isn't proof it's live the day you sign up, so verify before you pay.

Company Background

The two firms are domiciled differently and have different operating histories. Blueberry Funded is based in Saint Vincent and the Grenadines and has been operating since 2024. FXIFY is based in the United Kingdom and has been operating since 2022.

Each firm runs on a single named broker relationship: Blueberry Funded uses Blueberry Markets, and FXIFY uses FXPIG. Account currency is USD at both firms, which keeps pricing and payout comparisons straightforward without a currency-conversion layer to account for.

Evaluation Paths and Pricing

Blueberry Funded's 31 offerings run through instant funding (Lite and Elite tiers), 1-step evaluations, and 2-step evaluations. Profit targets are consistent: a flat 10% on 1-step accounts, and P1 10% / P2 5% on 2-step Elite accounts, regardless of account size.

FXIFY spreads its 54 offerings across five model names (Lite, Standard, Classic, Pro, Lightning) and four structures (instant funding, 1-step, 2-step, and 3-step evaluations), giving traders more granularity in how target and drawdown combinations are packaged.

At the $10,000 size, Blueberry's 2-step Elite account is $90 and its 1-step account is $75, versus FXIFY's Lightning 1-step at $59 and Standard 2-step at $89. At the $100,000 size, Blueberry lists its 1-step account at $550 and its 2-step accounts at $620 to $650, while FXIFY lists its 1-step account at $549, its 2-step accounts (Standard and Classic) at $549, and its 3-step account at $399. The gap between the two firms narrows or reverses depending on account size and step count, so pricing alone shouldn't be the deciding factor; check the rules attached to each specific offering first.

Drawdown and Risk Rules Compared

Blueberry's Lite instant-funding tier runs a tight 2% daily loss and 4% max loss across every account size in the lineup, from the $1,250 offering up through $100,000. That's the tightest instant-funding drawdown structure in this comparison. Blueberry's Elite and evaluation offerings step up from there, using 4% to 5% daily loss and 6% to 10% max loss depending on the specific model chosen.

FXIFY's Standard instant-funding accounts run a looser 8% daily loss and 8% max loss. Its evaluation-track accounts (Lightning, Standard, Classic, Pro, and 3-step) generally sit in a 3% to 4% daily loss range, with max loss between 4% and 10% depending on the account type. FXIFY's own drawdown documentation notes that most evaluation programs carry daily drawdown limits between 4% and 5%, with maximum loss limits between 6% and 10% depending on whether the account uses a static or trailing model.

The trailing drawdown mechanic is a meaningful difference. FXIFY uses both static and trailing drawdown models depending on account type, and on trailing accounts a withdrawal can push the drawdown threshold closer to breach levels immediately afterward. In a documented example, a $100,000 account grown to $106,000 that withdraws $6,000 can see its drawdown threshold reset close to breach, meaning the withdrawal is processed but the account can become automatically breached after the balance adjustment. Blueberry's listed rules don't include this trailing-withdrawal interaction, which makes its drawdown behavior more predictable for traders who plan to withdraw mid-cycle.

Blueberry also runs a hyperactivity rule, monitoring for excessive lot sizing, unrealistic trading frequency, and gambling-style execution, with accounts subject to manual review if activity looks unsustainable. On the flip side, Blueberry has removed traditional consistency rules across nearly all its active challenge models (1-step, 2-step, and instant), meaning no payout restriction based on a "best trading day" and no fixed daily profit percentage cap.

Profit Targets and Profit Split

Blueberry's target menu is simple: a flat 10% on 1-step accounts and P1 10% / P2 5% on every 2-step Elite account, regardless of size. That consistency makes it easy to plan an evaluation without cross-checking target percentages against account size.

FXIFY's targets vary meaningfully by model. Lightning accounts use a 5% target, Standard and Classic 2-step accounts use 10%/5% or 5%/10% depending on which is P1 versus P2, 3-step accounts use 5%/5%/5% across all three phases, and Pro accounts use 4%/8%. This gives traders more structures to choose from, but it also means the target isn't obvious from the account name alone; it needs to be checked per offering.

Both firms default to an 80% profit split, and both advertise a path to as high as 90% through optional scaling or add-ons at checkout. The standard split matches exactly, so the practical difference comes down to how each firm structures the upgrade path to that higher split, not the ceiling itself.

Payout Speed, Methods, and Split Mechanics

Blueberry Funded pays every 14 days as the standard cadence across all 31 listed offerings, with optional 7-day or on-demand payout add-ons available for traders who want faster access. Payouts arrive via crypto or Riseworks.

FXIFY's evaluation-track funded accounts (1-phase, 2-phase, and 3-phase) get a first payout on demand once the trader qualifies, with subsequent payouts every 14 days depending on the selected payout configuration. Instant funding accounts at FXIFY are paid every 14 days as well, though some programs require a minimum withdrawal threshold. FXIFY pays via bank transfer, Riseworks, or crypto, which gives traders a traditional bank-transfer option that Blueberry's listed payout methods (crypto and Riseworks only) don't include.

Platforms, Instruments, and Funding Methods

Both firms share MT4, MT5, and DXtrade as trading platforms. Blueberry adds TradeLocker to its lineup, while FXIFY adds TradingView, so the platform choice may come down to whether you prefer TradeLocker's execution style or TradingView's charting tools.

On asset classes, Blueberry covers crypto, metals, fx, indices, and other commodities. FXIFY covers that same core set and adds stocks, which is unique to FXIFY in this comparison. Both list CFD as the instrument type across their offerings.

Deposit methods diverge sharply. Blueberry supports a wide range of regional rails, including NGN bank transfer, UPI, GCash, PIX, IMPS, GrabPay, crypto, and card, which makes it more accessible for traders funding accounts from emerging markets. FXIFY funds via crypto, card, or PayPal, a narrower but still globally usable set. FXIFY also notes that crypto trading is available on supported MT4 and MT5 accounts, though certain instant funding accounts may restrict weekend crypto holding, a detail worth checking if you plan to hold crypto positions over the weekend.

Which Trader Should Choose Which Firm

Traders who want the tightest, most predictable instant-funding drawdown, paired with access to regional payment rails like UPI, PIX, or GCash, may lean toward Blueberry Funded's Lite accounts. The 2% daily loss / 4% max loss structure holds steady across every account size, and the absence of traditional consistency rules on active challenges gives more flexibility in how profits are distributed day to day.

Traders who want more evaluation-path choice (1-step, 2-step, or 3-step), TradingView charting, and stock CFD exposure alongside fx, metals, indices, and crypto may lean toward FXIFY. The tradeoff is more rule variation to track, including the trailing drawdown mechanic that can interact with withdrawals on certain account types.

Either way, confirm the listed coupon is still active at checkout: PFT30 for 30% off at Blueberry Funded, PFT for 33% off at FXIFY. A listed code is not proof it's currently valid.

Traders preparing for either firm's profit-target and drawdown structure often benefit from sharpening risk management and strategy skills before starting an evaluation, especially given how differently Blueberry's flat targets and FXIFY's model-specific targets are structured. Chart Academy offers free video masterclasses covering risk management and trading psychology, which is useful groundwork before committing evaluation fees to either firm.

Frequently asked questions

What are the account sizes and prices at Blueberry Funded and FXIFY?

Blueberry Funded lists 31 offerings from $1,250 up to $200,000, with 2-step Elite pricing such as $90 at $10,000 and $650 at $100,000. FXIFY lists 54 offerings from $1,000 up to $400,000, with pricing such as $89 for a Standard 2-step at $10,000 and $549 for a Standard 2-step at $100,000.

Does Blueberry Funded or FXIFY offer a 3-step evaluation?

FXIFY offers 3-step evaluation accounts, for example a $5,000 offering priced at $39 with a 5%/5%/5% profit target across three phases. Blueberry Funded's listed offerings run through instant funding, 1-step, and 2-step paths only.

What is the profit split at each firm?

Both firms default to an 80% profit split for the trader. Both also advertise a path to up to 90% through optional scaling or add-ons selected at checkout.

How does trailing drawdown work at FXIFY?

FXIFY uses both static and trailing drawdown models depending on account type. On trailing accounts, a withdrawal can push the drawdown threshold closer to breach levels; in a documented $100,000 example, growing the account to $106,000 and withdrawing $6,000 can leave the account close to an automatic breach after the balance adjustment.

How often do Blueberry Funded and FXIFY pay out?

Blueberry Funded pays every 14 days as standard across all listed offerings, with optional 7-day or on-demand add-ons. FXIFY gives evaluation-track funded accounts a first payout on demand after qualification, then every 14 days depending on configuration, while instant funding accounts are paid every 14 days, with some requiring a minimum withdrawal threshold.

What discount codes are available at each firm?

Blueberry Funded lists coupon PFT30 for 30% off, and FXIFY lists coupon PFT for 33% off. Confirm both are still active at checkout since a listed code is not guaranteed to be currently valid.

Data as of 2026-08-12.

Risk disclaimer: Trading carries a substantial risk of loss and is not suitable for everyone. Prop-firm evaluations charge fees and most traders do not pass. Nothing here is financial advice; figures can change, so verify current terms with the firm before purchasing.

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